To help credit unions of all sizes, we developed a number of resource centers that provide critical regulatory and supervisory information in a single, one-stop source. Additional Information Cybersecurity Provides guidance and links to cybersecurity-related content from the NCUA, as well as links to information sharing forums and guidance from the National Institute of Science and Technology and other agencies. Consumer Compliance Provides resources from the NCUA, the Bureau of Consumer Financial Protection, and other federal agencies on the laws and regulations governing deposits, mortgages, and consumer credit. Risk-based Capital Access information about the NCUA's risk-based capital rule that goes into effect in January 2020. Bank Secrecy Act The Bank Secrecy Act protects the U.S. financial system from the abuses of financial crime. Access information and resources from the NCUA, FinCEN, OFAC, and other agencies. Capital Planning and Stress Testing Credit unions with assets of $10 billion or more can access information and resources to help them carry out their capital planning and stress testing requirements.