Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 1 - 12 of 813 Results
Docket # Title Subject Type Year Status
21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Consumer Lending Regulatory Alerts 2021 Active
21-FCU-06 Federal Credit Union Meeting Flexibility in 2022 Due to the COVID-19 Pandemic Operations Letters to Federal Credit Unions 2021 Active
21-CU-14 Interagency Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act Examination Program Letters to Credit Unions 2021 Active
21-CU-13 Subordinated Debt Final Rule Effective January 1, 2022 Capital Planning Letters to Credit Unions 2021 Active
21-CU-12 Internal Revenue Service’s Volunteer Income Tax Assistance Program Collaboration Opportunities Partnerships Letters to Credit Unions 2021 Active
21-CU-10 Interagency Statement on LIBOR Transition Risk Management Letters to Credit Unions 2021 Active
21-CU-11 Emergency Capital Investment Program Participation Capital Planning Letters to Credit Unions 2021 Active
21-RISK-01 Business Email Compromise through Exploitation of Cloud-Based Email Services Cybersecurity Risk Alerts 2021 Active
21-RA-09 CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission Consumer Lending Regulatory Alerts 2021 Active
21-CU-09 Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs Consumer Protection Letters to Credit Unions 2021 Active
21-FCU-05 Post-Examination Survey Pilot Examination Program Letters to Federal Credit Unions 2021 Active
21-CU-08 Implementation of Modernized Systems NCUA Operations/Activities Letters to Credit Unions 2021 Active
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