We Facilitate Access to Affordable Financial Services
Through our chartering and field-of-membership programs, we help millions of consumers gain access to safe and affordable financial services, including those in rural and underserved areas throughout the country.
About Credit Unions
A credit union is a cooperative financial institution chartered by the NCUA or a state government, and owned by its individual members. The National Credit Union Share Insurance Fund provides members of federally insured credit unions with up to $250,000 in insurance coverage.
Regulation & Compliance
The NCUA’s examination program focuses on the greatest risks to the credit union system and the Share Insurance Fund. Our rulemaking initiatives also create a modern regulatory environment that responds to changes in the financial services sector and addresses emerging risks.
The NCUA works to protect credit union members and consumers by raising awareness of potential frauds and by examining credit unions for the compliance with consumer financial laws and regulations. We also provide financial literacy and personal finance information, tools, and resources.
Resources & Expansion
The NCUA provides support to the credit union system through our chartering and field-of-membership services, technical assistance grants, and partnerships with other federal government agencies. We also provide online training and other resources to credit unions at no cost.
Reporting & Data
The NCUA compiles data on the credit union system’s financial performance, merger activity, as well as broader economic trends that can affect the safety and soundness of federally insured credit unions. Users can find information on a single credit union or broader national trends.
Budget & Strategic Planning
The NCUA is committed to full transparency and accountability when comes to our budget and performance in meeting our strategic goals and objectives. We provide detailed information on our budget, spending, performance results, and financial management.