NCUA requires credit unions to have fidelity bonds to obtain Share Insurance (NCUA regulation § 741.201) and protect against financial losses from fraud, dishonesty, and external crimes like burglary and robbery. These bonds protect the credit union's assets and are a requirement for maintaining share insurance. NCUA sets minimum coverage amounts based on the credit union's assets and requires the bonds to cover employees, directors, and committee members.
List of Bonds Approved for Use by Federally Insured Credit Unions
The bond forms on this list are updated periodically.
| Carrier/Underwriter | Credit Union Bond Form Number (and approved version date) |
|---|---|
| AmTrust North America (AmTrust) Fidelity | Form FB 992000 1117 (4/14/2025) |
| Berkley Regional Insurance Co. (Berkley FinSecure) | CUB 70 00 06 10 (6/2010) |
| Colonial American Casualty & Surety Co. (Zurich North America) | Form F2350 |
| CHUBB | Form 17-02-1834 (2/2001) |
| Cincinnati Insurance Company | Credit Union Blanket Bond No.103 05 |
| CNA Financial Institution Bond for Credit Unions (CNA) | Form GSL55959XXc 09-14 (1/25/2018) |
| Co/Action Specialty Insurance Group (formerly ProSight Specialty Insurance) | FB 00 01 0213 (2/2013) |
| Continental Casualty Company (CNA) | Form 24 with Credit Union Endorsement (Note: Only for Corporate Credit Unions) |
| Continental Casualty Company (CNA) | Financial Institutions Bond for Credit Unions Form GSL55979XX (2/2013) |
| Cooperative de Seguros Multiples de Puerto Rico | Credit Union Blanket Bond (1/1996) |
| CUMIS Insurance Society, Inc. ("CUMIS") | CUMIS Bond 500 01 21 (6/21/2021) |
| CUMIS Specialty Insurance Company | CUMIS SL Bond 500 01 21 (6/21/2021) |
| CUMIS Insurance Society Inc ("CUMIS") | CUMIS Bond 500 01 18 (12/27/2017) |
| CUMIS Specialty Insurance Company | CUMIS SL Bond 500 01 18 (12/27/2017) |
| Fidelity & Deposit Co., of Maryland (Zurich North America) | Form F2350 (7/1996) |
| Insurance Services Office, Inc. (ISO) | Financial Institution Crime Policy For Credit Unions (Nonaggregate) Form FI 00 17 (9/2012) |
| Insurance Services Office, Inc. (ISO) | Financial Institution Crime Policy For Credit Unions (Aggregate) Form FI 00 18 (9/2012) |
| Insurance Services Office, Inc. (ISO) | May 1, 2017 Bond Endorsements (1/25/2018) |
| Insurance Services Office, Inc. (ISO) | Financial Institution Bond (Nonaggregate) Form FI 00 64 9 22 (1/2022) |
| Insurance Services Office, Inc. (ISO) | Financial Institution Bond – Credit Unions (Aggregate Form) FI 00 64 09 22 (1/2022) |
| National Union Fire Insurance Co. of Pittsburgh, Pennsylvania | Form AIG 23 (5/20/1996) |
| StarNet Insurance Co. | FIB 70 00 01 09 (7/2/2018) in conjunction with Rider FIB NY CU 10 16 |
| Travelers Casualty and Surety Company (formerly St. Paul Fire and Marine Insurance Co.) | Form CUB-3001 Rev.01-16 (9/9/16) |
| Travelers Casualty and Surety Company (formerly St. Paul Fire and Marine Insurance Co.) | Form CUB-3001 Ed.01-12 (10/6/2011) |
| Travelers Casualty and Surety Company (formerly St. Paul Fire and Marine Insurance Co.) | Form 40325 (11/1996) |
| Various | Credit Union Blanket Bond Standard Form 23 of the Surety Association of America (5/1950) |