Federal law and NCUA regulations require federally chartered credit unions to have bylaws. The NCUA has standard bylaws available on its website. These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit union's organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.

If the need arises, a credit union can request nonstandard bylaw amendments. To do that, send a request to the Office of Credit Union Resources and Expansion at Include in your request:

  • The section of the bylaws to be amended;
  • The reason why the amendment is desired or necessary;
  • What the proposed amendment will accomplish for the credit union; and
  • The proposed wording of the amendment.
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