Federal law and NCUA regulations require federally chartered credit unions to have bylaws. The NCUA has standard bylaws (opens new window) available on its website. These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit union's organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.
If the need arises, a credit union can request nonstandard bylaw amendments. To do that, send a request to the Office of Credit Union Resources and Expansion at DCAMail@ncua.gov. Include in your request:
- The section of the bylaws to be amended;
- The reason why the amendment is desired or necessary;
- What the proposed amendment will accomplish for the credit union; and
- The proposed wording of the amendment.