Consumer Compliance Regulatory Resources

This webpage presents information about compliance with consumer lending and deposit laws and regulations, including those arising out of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The webpage provides access to NCUA Regulatory Alerts, Supervisory Letters, webinars and quick reference guides, as well as to Bureau of Consumer Financial Protection rules and compliance guides and other federal resources. Direct any questions to the Division of Consumer Compliance Policy and Outreach in NCUA's Office of Consumer Financial Protection at Contact information for the Bureau of Consumer Financial Protection is available here.

Recently Added Resources

Appraisals for Higher-Priced Mortgage Loan Exemption Threshold Adjustment (Effective Jan. 1, 2019)

Annual Adjustment to Dollar Threshold for Exempt Consumer Leases under the Consumer Leasing Act and Regulation M (Effective Jan. 1, 2019)

Annual Adjustment to Dollar Threshold for Exempt Consumer Credit Transactions under the Truth in Lending Act and Regulation Z (Effective Jan. 1, 2019)

HMDA Filing Instruction Guide for HMDA Data Collected in 2019

This webpage contains general information pertaining to consumer compliance resources. Its content is not intended as a source or substitute for legal or other professional advice. Although we take reasonable measures to ensure that the webpage content is accurate and current, we make no express or implied warranty regarding this content. We expressly disclaim all legal liability and responsibility to anyone who uses or accesses this content. If you require professional advice, contact a qualified professional for assistance.