Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 1 - 12 of 793 Results
Docket # Title Subject Type Year Status
02-FCU-04 Weblinking Relationships Cybersecurity Letters to Federal Credit Unions 2002 Inactive
10-FCU-02 Multi-Featured Open-End Lending (MFOEL) Consumer Lending Letters to Federal Credit Unions 2010 Inactive
19-14 Federal Reserve Issues Correction to Final Rule on Availability of Funds and Collection of Checks Payments Consumer Financial Protection Updates 2019 Active
19-17 CFPB Issues Correction to Final Rule on Adjusted 2020 HOEPA Threshold Mortgage Lending Consumer Financial Protection Updates 2019 Active
03-CU-17 Independent Appraisal and Evaluation Functions for Appraisals Letters to Credit Unions 2003 Active
04-CU-13 Specialized Lending Activities Consumer Lending Letters to Credit Unions 2004 Active
04-CU-04 Investment Safekeeping Due Diligence Investments Letters to Credit Unions 2004 Active
05-CU-21 Overdraft Courtesy Pay Programs Overdrafts Letters to Credit Unions 2005 Active
06-CU-04 State of the Credit Union Industry as of December 31, 2005 State of the Industry Letters to Credit Unions 2006 Active
12-FCU-04 Permissible Interest Rate Ceiling Consumer Lending Letters to Federal Credit Unions 2012 Active
1
2
3
...
79
80

The NCUA is committed to providing an excellent user experience to all individuals, including persons with disabilities. If you require an accommodation to access information on or to use this website, contact Section508@NCUA.gov to request one. Please visit the NCUA's Accessibility Statement for additional information.