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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 1 - 60 of 404 Results
Docket # Title Subject Type Year Status
19-CU-01 Supervisory Priorities for 2019 Examination Program Letters to Credit Unions 2019 Inactive
07-CU-12 CAMEL Rating System Examination Program Letters to Credit Unions 2007 Inactive
94-CU-161 CAMEL Rating System Revisions Examination Program Letters to Credit Unions 1994 Inactive
22-CU-06 NCUA to Begin Phase 2 of Resuming Onsite Operations NCUA Operations/Activities Letters to Credit Unions 2022 Inactive
21-FCU-06 Federal Credit Union Meeting Flexibility in 2022 Due to the COVID-19 Pandemic Operations Letters to Federal Credit Unions 2021 Inactive
21-RA-08 CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency Mortgage Lending Regulatory Alerts 2021 Inactive
21-CU-04 Renewal of Prompt Corrective Action Relief Capital Planning Letters to Credit Unions 2021 Inactive
21-CU-02 NCUA’s 2021 Supervisory Priorities Examination Program Letters to Credit Unions 2021 Inactive
20-FCU-04 Federal Credit Union Meeting Flexibility During the COVID-19 Pandemic Bylaws Letters to Federal Credit Unions 2020 Inactive
20-CU-20 Phased Approach to On-site Operations NCUA Operations/Activities Letters to Credit Unions 2020 Inactive
20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
20-RA-03 Consumer Financial Protection Bureau Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Mortgage Lending Regulatory Alerts 2020 Inactive
20-CU-14 Establishment of CLF Agent Memberships Central Liquidity Facility Letters to Credit Unions 2020 Inactive
20-CU-17 Update to Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-11 Regulatory Treatment for Paycheck Protection Program Loans Member Business Lending Letters to Credit Unions 2020 Inactive
20-CU-05 Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-02 NCUA Actions Related to COVID-19 Operations Letters to Credit Unions 2020 Inactive
20-FCU-02 NCUA Actions Related to COVID-19 – Annual Meeting Flexibility Operations Letters to Federal Credit Unions 2020 Inactive
20-CU-01 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
18-CU-01 Examination Modernization Initiatives Examination Program Letters to Credit Unions 2018 Inactive
16-CU-12 Risk-Based Examination Scheduling Policy Examination Program Letters to Credit Unions 2016 Inactive
22-CU-02 NCUA’s 2022 Supervisory Priorities Examination Program Letters to Credit Unions 2022 Inactive
21-CU-14 Interagency Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act Examination Program Letters to Credit Unions 2021 Inactive
2011-04 Compliance with Section 314(a) of the USA PATRIOT Act of 2001 BSA/AML Letters to Corporate Credit Unions 2011 Inactive
2009-01 Corporate Credit Union Stabilization Program Corporate Resolution Program Letters to Corporate Credit Unions 2009 Inactive
2007-04 Accounting for Future-Dated Automated Clearing House (ACH) Transactions Accounting Letters to Corporate Credit Unions 2007 Inactive
SL No. 14-05 Capital Planning Under NCUA Rules & Regulations §702 Subpart E for Credit Unions with Assets of $10 Billion or More Capital Planning Supervisory Letters 2014 Active
SL No. 14-05 Money Services Businesses BSA/AML Supervisory Letters 2014 Active
SL No. 15-02 Associational Common Bond Updates Field of Membership Supervisory Letters 2015 Active
SL No. 16-01 CDFI-Certified Credit Union Supervision Examination Program Supervisory Letters 2016 Active
SL No. 13-02 Examiner Review of Loan Workouts, Nonaccruals and Regulatory Reporting of Troubled Debt Restructured Loans Troubled Debt Restructuring Supervisory Letters 2013 Active
SL No. 13-03 Investing in Securities without Reliance on Nationally Recognized Statistical Rating Organizations (NRSRO) Ratings Risk Management Supervisory Letters 2013 Active
SL No. 13-04 Supervision Guidance on Loan Participation Waivers Participations Supervisory Letters 2013 Active
SL No. 14-01 CFPB’s Ability-to-Repay and Qualified Mortgage Rule Mortgage Lending Supervisory Letters 2014 Active
SL No. 14-03 Liquidity and Contingency Funding Plans Liquidity Risk Supervisory Letters 2014 Active
SL No. 14-04 Taxi Medallion Lending Taxi Medallions Supervisory Letters 2014 Active
SL No. 17-02 Examiner Guidance for Institutions Affected by a Major Disaster Business Continuity Supervisory Letters 2017 Active
SL No. 18-01 Bank Secrecy Act Customer Due Diligence and Beneficial Ownership Rules BSA/AML Supervisory Letters 2018 Active
N/A Interagency Supervisory Guidance Addressing Certain Issues Related to Troubled Debt Restructurings Troubled Debt Restructuring Supervisory Letters 2013 Active
SL No. 13-12 Enterprise Risk Management (ERM) Risk Management Supervisory Letters 2013 Active
SL No. 13-13 Private Student Loans Student Loans Supervisory Letters 2013 Active
18-FCU-03 Operating Fee Schedule Adjusted for 2019 Operating Fee Letters to Federal Credit Unions 2018 Active
00-CU-14 Liquidity and Balance Sheet Risk Management Liquidity Risk Letters to Credit Unions 2000 Active
02-CU-05 Examination Program Liquidity Questionnaire Liquidity Risk Letters to Credit Unions 2002 Active
02-CU-09 Allowance for Loan and Lease Losses Accounting Letters to Credit Unions 2002 Active
01-CU-08 Liability Management Highly Rate-Sensitive Volatile Risk Management Letters to Credit Unions 2001 Active
01-CU-20 Due Diligence Over Third Party Service Providers Third Parties Letters to Credit Unions 2001 Active
00-CU-02 Identity Theft Prevention Consumer Protection Letters to Credit Unions 2000 Active
00-CU-05 Investments in Brokered Certificates of Deposits Investments Letters to Credit Unions 2000 Active
19-09 CFPB Issues Technical Specifications and Resources for Prepaid Product Agreements Consumer Protection Consumer Financial Protection Updates 2019 Active
19-08 CFPB Releases Small Entity Compliance Guide Summarizing the Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule Consumer Lending Consumer Financial Protection Updates 2019 Active
19-07 CFPB Publishes 2019 Lists of Rural and Underserved Counties and Updates Website Tool Mortgage Lending Consumer Financial Protection Updates 2019 Active
19-06 CFPB Releases FAQs for Complying with TRID Rule Change Mortgage Lending Consumer Financial Protection Updates 2019 Active
19-10 FFIEC Issues 2019 Home Mortgage Disclosure Act (HMDA) Getting it Right Guide HMDA Consumer Financial Protection Updates 2019 Active
SL No. 06-01 Evaluating Earnings Examination Program Supervisory Letters 2006 Active
SL No. 07-01 Evaluating Third Party Relationships Third Parties Supervisory Letters 2007 Active
N/A Evaluating Loan Participation Programs Participations Supervisory Letters 2008 Active
SL No. 09-01 Supervision Considerations for Natural Person Credit Unions and the Announced Corporate Stabilization Efforts Corporate Resolution Program Supervisory Letters 2009 Active
N/A Evaluating Residential Real Estate Mortgage Loan Modification Programs Mortgage Lending Supervisory Letters 2009 Active
SL No. 09-03 Reviewing Adequacy of Earnings Examination Program Supervisory Letters 2009 Active
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