Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 1 - 60 of 837 Results
Docket # Title Subject Type Year Status
01-CU-01 Prompt Corrective Action PCA Implementation Information Examination Program Letters to Credit Unions 2001 Inactive
02-FCU-04 Weblinking Relationships Cybersecurity Letters to Federal Credit Unions 2002 Inactive
07-CU-12 CAMEL Rating System Examination Program Letters to Credit Unions 2007 Inactive
94-CU-161 CAMEL Rating System Revisions Examination Program Letters to Credit Unions 1994 Inactive
00-CU-08 Camel Rating System Examination Program Letters to Credit Unions 2000 Inactive
03-CU-04 CAMEL Rating System Examination Program Letters to Credit Unions 2003 Inactive
10-FCU-02 Multi-Featured Open-End Lending (MFOEL) Consumer Lending Letters to Federal Credit Unions 2010 Inactive
14-01 Interagency Regulatory Reporting Policy Revised in Relation to Loans that have Previously been Modified in a Troubled Debt Restructuring Accounting Accounting Bulletins 2014 Active
07-01 Recording Donated Equity upon the Receipt of Tangible Fixed Asset Donations of Material Value Accounting Accounting Bulletins 2007 Active
05-01 Accounting and Reporting for Commitments to Originate and Sell Mortgage Loans Accounting Accounting Bulletins 2005 Active
22-01 Current Expected Credit Losses (CECL) Effective Date for Credit Unions Accounting Accounting Bulletins 2022 Active
18-01 Information about the Bureau of Consumer Financial Protection’s 2018 HMDA Interpretive and Procedural Rule HMDA Consumer Financial Protection Updates 2018 Active
19-09 CFPB Issues Technical Specifications and Resources for Prepaid Product Agreements Consumer Protection Consumer Financial Protection Updates 2019 Active
13-CU-03 Supervisory Guidance on Troubled Debt Restructuring Troubled Debt Restructuring Letters to Credit Unions 2013 Active
16-CU-07 Military Lending Act Examination Approach Military Lending/Service Members Letters to Credit Unions 2016 Active
93-CU-146 Yields on assets Investments Letters to Credit Unions 1993 Active
94-CU-157 Selection and Use of Brokers (HYM) Investments Letters to Credit Unions 1994 Active
95-CU-175 Announcement of Bank Secrecy Act Amendments BSA/AML Letters to Credit Unions 1995 Active
97-CU-06 Year 2000 Conversion Y2K Letters to Credit Unions 1997 Active
98-CU-15 Year 2000 Date Change Credit Union Member Brochure Y2K Letters to Credit Unions 1998 Active
01-CU-11 Electronic Data Security Overview Cybersecurity Letters to Credit Unions 2001 Active
01-CU-08 Liability Management Highly Rate-Sensitive Volatile Risk Management Letters to Credit Unions 2001 Active
02-CU-07 Financial Trends in Federally Insured Credit Unions State of the Industry Letters to Credit Unions 2002 Active
02-CU-01 Financial Trends in Federally Insured Credit Unions State of the Industry Letters to Credit Unions 2002 Active
03-CU-12 Fraudulent Newspaper Advertisements, and Websites by Consumer Protection Letters to Credit Unions 2003 Active
03-CU-02 Credit Union Financial Trends for the Third Quarter of 2002 State of the Industry Letters to Credit Unions 2003 Active
04-CU-08 Credit Union Financial Trends for the First Quarter of 2004 State of the Industry Letters to Credit Unions 2004 Active
05-CU-09 Bank Secrecy Act Compliance BSA/AML Letters to Credit Unions 2005 Active
05-CU-08 Credit Union Financial Trends for the First Quarter of 2005 State of the Industry Letters to Credit Unions 2005 Active
20-CU-18 Prompt Corrective Action Regulatory Relief Measures in Response to the COVID-19 Pandemic Capital Planning Letters to Credit Unions 2020 Active
20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Active
20-CU-23 Annual Voluntary Credit Union Diversity Self-Assessment Credit Union Diversity Letters to Credit Unions 2020 Active
21-CU-02 NCUA’s 2021 Supervisory Priorities Examination Program Letters to Credit Unions 2021 Active
21-CU-15 Automated Cybersecurity Evaluation Toolbox Cybersecurity Letters to Credit Unions 2021 Active
09-FCU-05 Payday Lending Consumer Lending Letters to Federal Credit Unions 2009 Active
17-FCU-01 Operating Fee Scale Adjusted for 2017 Operating Fee Letters to Federal Credit Unions 2017 Active
00-FCU-02 Field of Membership Internet Application Chartering/Field of Membership Letters to Federal Credit Unions 2000 Active
02-FCU-10 The Compassion Capital Fund Partnerships Letters to Federal Credit Unions 2002 Active
15-CU-04 Improving the Process for Consumer Complaints Consumer Protection Letters to Credit Unions 2015 Active
08-CU-26 Evaluating Loan Participation Programs Participations Letters to Credit Unions 2008 Active
09-CU-03 Call Report Modifications Call Report Letters to Credit Unions 2009 Active
09-CU-10 Matters Related to “Paid-in Capital” and “Membership Capital” of Corporate Credit Unions Corporate Resolution Program Letters to Credit Unions 2009 Active
09-CU-19 Evaluating Residential Real Estate Mortgage Loan Modification Programs Mortgage Lending Letters to Credit Unions 2009 Active
10-CU-11 Information on NCUAs Merger and Purchase Assumption Process Mergers Letters to Credit Unions 2010 Active
11-CU-05 Planning and Preparedness for a Potential Government Shutdown Operations Letters to Credit Unions 2011 Active
12-CU-03 Temporary Corporate Credit Union Share Guarantee Expires December 31, 2012 Corporate Resolution Program Letters to Credit Unions 2012 Active
12-CU-12 Changes Planned for Upcoming Call Reports Call Report Letters to Credit Unions 2012 Active
08-RA-03 Guidance on Filing Suspicious Activity Reports Regarding the Proceeds of Foreign Corruption BSA/AML Regulatory Alerts 2008 Active
08-RA-05 Retirement of FinCEN BSA Magnetic Media Filing Program BSA/AML Regulatory Alerts 2008 Active
09-RA-08 The Protecting Tenants at Foreclosure Act of 2009 Consumer Protection Regulatory Alerts 2009 Active
10-RA-04 Home Mortgage Disclosure Act (HMDA)/ Submission of 2009 HMDA Data for Credit Unions Over $39 Million in Assets HMDA Regulatory Alerts 2010 Active
10-RA-05 Interagency Guidance on Obtaining and Retaining Beneficial Ownership Information BSA/AML Regulatory Alerts 2010 Active
12-RA-03 Regulatory Alert: New Flexibility in Loan Originator Compensation Rules and Pension Plan Payments Consumer Protection Regulatory Alerts 2012 Active
13-RA-05 New Escrow Requirements under the Truth in Lending Act Mortgage Lending Regulatory Alerts 2013 Active
14-RA-03 Mortgage Servicing Requirements from the Consumer Financial Protection Bureau (CFPB) under the Truth In Lending Act (TILA) Mortgage Lending Regulatory Alerts 2014 Active
02-RA-06 Home Mortgage Disclosure Act Data Reporting Additions HMDA Regulatory Alerts 2002 Active
01-RA-03 Electronic Signatures in Global and National Commerce Act E-Sign Act Payments Regulatory Alerts 2001 Active
00-RA-04 Regulation CC Availability of Funds and Collection of Checks Payments Regulatory Alerts 2000 Active
97-RA-04 FinCEN Advisory BSA/AML Regulatory Alerts 1997 Active
06-RA-06 Regulation D Amendment Reserve Requirements Regulatory Alerts 2006 Active
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