NCUA Operating Fee Schedule for 2018

Your operating fee is based upon the total assets of your credit union as of December 31, 2017.

FOR NATURAL PERSON FEDERAL CREDIT UNIONS

If total assets are more than $1,000,000, the operating fee assessment is:

  • 0.00026412 on the first $1,425,977,345 of assets, plus
  • 0.00007698 on the next $2,889,008,678 of assets, plus
  • 0.00002571 on assets over $4,314,986,023

Examples:

A credit union with $1,000,000 in total assets has an operating fee of: $0.

A credit union with $1,250,000 in total assets has an operating fee of: ($1,250,000 x 0.00026412) = $330

A credit union with $2,400,000,000 in assets has an operating fee of: ($1,425,977,345 x 0.00026412) + (($2,400,000,000 - $1,425,977,345) x 0.00007698) = $451,609

A credit union with $5,000,000,000 in total assets has an operating fee of: ($1,425,977,345 x 0.00026412) + (($4,314,986,023 - $1,425,977,345) x 0.00007698) + (($5,000,000,000 - $4,314,986,023) x 0.00002571) = $616,637

FOR CORPORATE CREDIT UNIONS

Operating Fee Assessments
If total assets are over But not over: The operating fee assessment is:
$50,000,000 $100,000,000 $11,005 plus 0.0001987 of the total assets over $50,000,000
$100,000,000 no limit $20,940 plus 0.0000123 of the total assets over $100,000,000

Operating Fee Calculator at http://opfee.ncua.gov/

Last modified on
06/15/20