NCUA Operating Fee Schedule for 2015

Your operating fee is based upon the total assets of your credit union as of December 31, 2014.

FOR NATURAL PERSON FEDERAL CREDIT UNIONS

If total assets are more than $1,000,000, the operating fee assessment is:

  • 0.00018284 on the first $1,217,346,609 of assets, plus
  • 0.00005329 on the next $2,466,325,940 of assets, plus
  • 0.00001779 on assets over $3,683,672,549

Examples:

A credit union with $1,000,000 in total assets has an operating fee of: $0.

A credit union with $1,250,000 in total assets has an operating fee of: ($1,250,000 x 0.00018284) = $228.55

A credit union with $2,400,000,000 in assets has an operating fee of: ($1,217,346,609 x 0.00018284) + (($2,400,000,000 - $1,217,346,609) x 0.00005329) = $285,603.25

A credit union with $5,000,000,000 in total assets has an operating fee of: ($1,217,346,609 x 0.00018284) + (($3,683,672,549 - $1,217,346,609) x 0.00005329) + (($5,000,000,000 - $3,683,672,549) x 0.00001779) = $377,427.63

FOR CORPORATE CREDIT UNIONS

Operating fee assessment
If total assets are over But not over The operating fee assessment is
$50,000,000 $100,000,000 $10,598.20 plus 0.0001987 of the total assets over $50,000,000
$100,000,000 no limit $20,533.20 plus 0.0000123 of the total assets over $100,000,000

Operating Fee Calculator at http://opfee.ncua.gov/

Last modified on
07/08/20