Credit Union and Bank Rates 2021 Q3

Comparison of Average Savings, Deposits and Loan Rates at Credit Unions and Banks For September 24, 2021

Product Credit Unions (National Average Rate) Banks (National Average Rate)

5 Year CD-10K

0.73

0.58

4 Year CD-10K

0.63

0.50

3 Year CD-10K

0.54

0.44

2 Year CD-10K

0.44

0.35

1 Year CD-10K

0.33

0.26

6 Month CD-10K

0.23

0.17

3 Month CD-10K

0.15

0.11

Money market account-2.5K

0.13

0.09

Interest checking account-2.5K

0.07

0.07

Regular savings account-2.5K

0.09

0.09

Credit card, Classic

11.27

12.28

30 Year fixed-rate mortgage

3.06

3.09

15 Year fixed-rate mortgage

2.51

2.59

5/1 Year adjustable rate mortgage

2.90

3.52

3/1 Year adjustable rate mortgage

2.92

3.47

1 Year adjustable rate mortgage

2.87

3.31

Unsecured fixed rate loan, 36 months

8.92

9.92

Home equity loan, 5 year, 80%

4.19

4.72

Home equity loan,  LOC, 80%

3.81

4.06

Used car loan, 48 months

2.88

5.07

Used car loan, 36 months

2.77

5.02

New car loan, 60 months

2.83

4.73

New car loan, 48 months

2.72

4.63


Footnotes


Notes:

1. Data extracted by NCUA from S&P Global Market Intelligence databases (https://www.spglobal.com/marketintelligence) on October 12, 2021. The data represent interest rates reported by active banks and credit unions for the last Friday of the quarter (September 24, 2021).

Last modified on
10/25/21