Credit Union and Bank Rates 2021 Q1

Comparison of Average Savings, Deposits and Loan Rates at Credit Unions and Banks
For March 26, 2021

Product Credit Unions (National Average Rate) Banks (National Average Rate)
5 Year CD-10K 0.76 0.63
4 Year CD-10K 0.66 0.55
3 Year CD-10K 0.58 0.48
2 Year CD-10K 0.48 0.39
1 Year CD-10K 0.36 0.29
6 Month CD-10K 0.25 0.19
3 Month CD-10K 0.17 0.13
Money market account-2.5K 0.14 0.09
Interest checking account-2.5K 0.07 0.07
Regular savings account-2.5K 0.10 0.09
Credit card, Classic 10.97 12.55
30 Year fixed-rate mortgage 3.16 3.15
15 Year fixed-rate mortgage 2.63 2.71
5/1 Year adjustable rate mortgage 2.99 3.55
3/1 Year adjustable rate mortgage 2.97 3.47
1 Year adjustable rate mortgage 2.78 3.25
Unsecured fixed rate loan, 36 months 8.86 9.98
Home equity loan, 5 year, 80% 4.27 4.86
Home equity loan, LOC, 80% 3.79 4.15
Used car loan, 48 months 3.02 5.10
Used car loan, 36 months 2.89 5.06
New car loan, 60 months 2.98 4.77
New car loan, 48 months 2.86 4.68

Footnotes


Notes

  1. Data extracted by NCUA from S&P Global Market Intelligence databases (https://www.spglobal.com/marketintelligence) on April 12, 2021. The data represent interest rates reported by active banks and credit unions for the last Friday of the quarter (March 26, 2021).
Last modified on
04/12/21