Additional Consumer Compliance Resources

These resources provide information on a broad range of consumer compliance matters and access to the Code of Federal Regulations.

CFPB Amendment to the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P) (Issued Aug. 10, 2018)

Updated CFPB Prepaid Rule Small Entity Compliance Guide (Issued March 13, 2018)

Updated CFPB Guide to Preparing the Short Form Disclosure for Prepaid Accounts (Issued March 13, 2018)

CFPB Final Rule Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) (Issued Jan. 25, 2018)

CFPB Civil Penalty Inflation Adjustments (Effective Jan. 15, 2018)

CFPB Payday, Vehicle Title, and Certain High-Cost Installment Loans Final Rule (Issued Oct. 5, 2017) 

FFIEC Industry Webinar Series Webpage

CFPB Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date (April 25, 2017)

Letter to Credit Unions 17-CU-02, Risk-Focused Examinations and Compliance Risk (March 2017)

CFPB Guide to Preparing the Short Form Disclosure for Prepaid Accounts

Regulatory Alert 16-RA-06, Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) (December 2016)

CFPB Prepaid Rule Small Entity Compliance Guide (Issued Jan. 31, 2017)

CFPB Final Prepaid Accounts Rule Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) (Published Nov. 22, 2016)

Hot Topics in Compliance Webinar (April 27, 2016)

FFIEC Uniform Interagency Consumer Compliance Rating System (effective March 31, 2017)

CFPB Prepaid Rule Implementation & Guidance Webpage

CFPB Resources for Real Estate Settlement Professionals

CFPB Truth in Lending (Regulation Z) CFR Correction to Supplement I to Part 1026—Official Interpretations, Section 1026.41 Periodic Statements for Residential Mortgage Loans (published in the Federal Register on July 29, 2016)

FTC Adjustment of Civil Monetary Penalty Amounts Interim Final Rule (effective Aug. 1, 2016)

CFPB Amendments to Filing Requirements Under the Interstate Land Sales Full Disclosure Act (Regulations J and L) (Effective June 10, 2016)

NCUA Letter to Credit Unions, Regulatory Relief on Annual Privacy Notices, 16-CU-03 (January 2016)

CFPB Compliance Bulletin In-Person Collection of Consumer Debt (Issued Dec. 16, 2015)

CFPB Guidance Documents

CFPB Provides Guidance About Private Mortgage Insurance Cancellation and Termination (Aug. 4, 2015)

CFPB Final Rule Amending the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P – Privacy of Consumer Financial Information) (effective Oct. 28, 2014)

NCUA Final Rule on Unfair or Deceptive Credit Practices; Technical Amendments (Effective Oct. 3, 2014)

Interagency Guidance on Privacy Laws and Reporting Financial Abuse of Older Adults (Sept. 24, 2013)

FFIEC Social Media: Consumer Compliance Risk Management Guidance (Dec. 11, 2013)

CFPB Regulatory Implementation Resources

CFPB Supervision and Examination Manual - Version 2.0

Electronic Code of Federal Regulations, Title 12 Banks and Banking

Code of Federal Regulations (Annual Edition) 

Questions? Contact the Division of Consumer Compliance Policy and Outreach in NCUA's Office of Consumer Financial Protection at compliancemail@ncua.gov.