Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 1 - 60 of 837 Results
Docket # Title Subject Type Year Status
SL No. 22-01 Updates to Interest Rate Risk Supervisory Framework Interest Rate Risk Supervisory Letters 2022 Active
SL No. 21-01 Evaluating LIBOR Transition Plans Risk Management Supervisory Letters 2021 Active
SL No. 19-01 Evaluating Secondary Capital Plans Capital Planning Supervisory Letters 2019 Active
SL No. 18-01 Bank Secrecy Act Customer Due Diligence and Beneficial Ownership Rules BSA/AML Supervisory Letters 2018 Active
SL No. 17-02 Examiner Guidance for Institutions Affected by a Major Disaster Business Continuity Supervisory Letters 2017 Active
SL No. 17-01 Evaluating Compliance Risk - Updated Compliance Risk Indicators Examination Program Supervisory Letters 2017 Active
SL No. 16-01 CDFI-Certified Credit Union Supervision Examination Program Supervisory Letters 2016 Active
SL No. 15-03 Fixed Asset Management fixed assets Supervisory Letters 2015 Active
SL No. 15-02 Associational Common Bond Updates Field of Membership Supervisory Letters 2015 Active
SL No. 14-05 Money Services Businesses BSA/AML Supervisory Letters 2014 Active
SL No. 14-05 Capital Planning Under NCUA Rules & Regulations §702 Subpart E for Credit Unions with Assets of $10 Billion or More Capital Planning Supervisory Letters 2014 Active
SL No. 14-04 Taxi Medallion Lending Taxi Medallions Supervisory Letters 2014 Active
SL No. 14-03 Liquidity and Contingency Funding Plans Liquidity Risk Supervisory Letters 2014 Active
SL No. 14-01 CFPB’s Ability-to-Repay and Qualified Mortgage Rule Mortgage Lending Supervisory Letters 2014 Active
SL No. 13-13 Private Student Loans Student Loans Supervisory Letters 2013 Active
SL No. 13-12 Enterprise Risk Management (ERM) Risk Management Supervisory Letters 2013 Active
SL No. 13-04 Supervision Guidance on Loan Participation Waivers Participations Supervisory Letters 2013 Active
SL No. 13-03 Investing in Securities without Reliance on Nationally Recognized Statistical Rating Organizations (NRSRO) Ratings Risk Management Supervisory Letters 2013 Active
SL No. 13-02 Examiner Review of Loan Workouts, Nonaccruals and Regulatory Reporting of Troubled Debt Restructured Loans Troubled Debt Restructuring Supervisory Letters 2013 Active
SL No. 09-03 Reviewing Adequacy of Earnings Examination Program Supervisory Letters 2009 Active
SL No. 09-01 Supervision Considerations for Natural Person Credit Unions and the Announced Corporate Stabilization Efforts Corporate Resolution Program Supervisory Letters 2009 Active
SL No. 07-01 Evaluating Third Party Relationships Third Parties Supervisory Letters 2007 Active
SL No. 06-01 Evaluating Earnings Examination Program Supervisory Letters 2006 Active
99-RA-06 Office of Foreign Assets Control BSA/AML Regulatory Alerts 1999 Active
99-RA-05 FinCEN Advisory BSA/AML Regulatory Alerts 1999 Active
99-RA-04 New Communities Entering the National Flood Flood Insurance Regulatory Alerts 1999 Active
99-RA-03 Pretext Phone Calling by Account Information Brokers Consumer Protection Regulatory Alerts 1999 Active
99-RA-01 Bank Secrecy Act Compliance Form for Designation of Exempt Person BSA/AML Regulatory Alerts 1999 Active
99-CU-19 Guidance on Year 2000 Information Security Precautions Y2K Letters to Credit Unions 1999 Active
99-CU-18 The NCUA Central Liquidity Facility Expedited Y2K Procedures Y2K Letters to Credit Unions 1999 Active
99-CU-17 Guidance for Credit Unions that Use More than One Name Operations Letters to Credit Unions 1999 Active
99-CU-16 Final Preparations for the Century Date Rollover Y2K Letters to Credit Unions 1999 Active
99-CU-15 Financial Trends in Federally Insured Credit Unions 1999 State of the Industry Letters to Credit Unions 1999 Active
99-CU-14 Changes to the September 1999 Call Report Call Report Letters to Credit Unions 1999 Active
99-CU-13 Guidance on Year 2000 Fraud Prevention Y2K Letters to Credit Unions 1999 Active
99-CU-12 Real Estate Lending and Balance Sheet Risk Management Mortgage Lending Letters to Credit Unions 1999 Active
99-CU-11 Additional Information on Year 2000 Liquidity Planning Y2K Letters to Credit Unions 1999 Active
99-CU-10 Year 2000 Systems Conversions Y2K Letters to Credit Unions 1999 Active
99-CU-09 Answers to Frequently Asked Questions on Year 2000 Business Y2K Letters to Credit Unions 1999 Active
99-CU-07 Restructuring of the national Small Credit Union Program SCUP Examination Program Letters to Credit Unions 1999 Active
99-CU-06 Request for Comments on Draft Revised Call Report Call Report Letters to Credit Unions 1999 Active
99-CU-05 Risk-Based Lending Consumer Lending Letters to Credit Unions 1999 Active
99-CU-04 Financial Trends in Federally Insured Credit Unions 1999 State of the Industry Letters to Credit Unions 1999 Active
99-CU-03 Year 2000 Federal Insurance Brochure Y2K Letters to Credit Unions 1999 Active
99-CU-02 Year 2000 Liquidity Planning Y2K Letters to Credit Unions 1999 Active
99-CU-01 Answers to Frequently Asked Questions on Year 2000 Contingency Y2K Letters to Credit Unions 1999 Active
98-RA-08 Electronic Transfer Act Payments Regulatory Alerts 1998 Active
98-RA-07 FinCEN Advisory BSA/AML Regulatory Alerts 1998 Active
98-RA-06 Exemptions from the Requirement to Report Transactions in Currency - Phase II BSA/AML Regulatory Alerts 1998 Active
98-RA-05 Revised Currency Transaction Report IRS Form 4789 BSA/AML Regulatory Alerts 1998 Active
98-RA-04 Interagency Guidance on Electronic Financial Services and Consumer Compliance Consumer Protection Regulatory Alerts 1998 Active
98-RA-03 New Rules for Currency Transaction Reporting BSA/AML Regulatory Alerts 1998 Active
98-RA-02 Change in Asset Threshold for Reporting Calendar Year 1998 HMDA Data HMDA Regulatory Alerts 1998 Active
98-RA-01 Revisions to Regulation Z Truth in Lending Act Mortgage Lending Regulatory Alerts 1998 Active
98-CU-21 NCUA INTERNAL YEAR 2000 READINESS Y2K Letters to Credit Unions 1998 Active
98-CU-20 Year 2000 Testing Work program Y2K Letters to Credit Unions 1998 Active
98-CU-19 Loss Prevention on Plastic Cards Consumer Protection Letters to Credit Unions 1998 Active
98-CU-18 The new 20 dollar bill Currency Letters to Credit Unions 1998 Active
98-CU-17 Credit Union Financial Trends for the First Half of 1998 State of the Industry Letters to Credit Unions 1998 Active
98-CU-16 The Credit Union Membership Access Act of 1998 Legislation Letters to Credit Unions 1998 Active
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