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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 181 - 240 of 398 Results
Docket # Title Subject Type Year Status
22-RA-02 Submission of 2021 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2022 Active
22-RA-01 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022 HMDA Regulatory Alerts 2022 Active
21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data HMDA Regulatory Alerts 2021 Active
21-RA-04 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2021 HMDA Regulatory Alerts 2021 Active
23-RA-02 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2023 HMDA Regulatory Alerts 2023 Active
23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold HMDA Regulatory Alerts 2023 Active
20-RA-04 Consumer Financial Protection Bureau Increases Reporting Thresholds Under the Home Mortgage Disclosure Act HMDA Regulatory Alerts 2020 Active
19-15 CFPB Issues Amendments to HMDA Rule HMDA Consumer Financial Protection Updates 2019 Active
17-CU-04 FFIEC Uniform HMDA Resubmission Guidelines HMDA Letters to Credit Unions 2017 Active
24-RA-01 Home Mortgage Disclosure Act Data Requirements HMDA Regulatory Alerts 2024 Active
86-CU-84 Insider Dealing and Conflicts of Interest Governance Letters to Credit Unions 1986 Active
11-FCU-02 Duties of Federal Credit Union Boards of Directors Governance Letters to Federal Credit Unions 2011 Active
2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2005-02-01 This is to clarify some confusion with language in Corporate Credit Union Guidance Letter 2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
99-RA-04 New Communities Entering the National Flood Flood Insurance Regulatory Alerts 1999 Active
19-RA-01 Flood Insurance Alternatives Flood Insurance Regulatory Alerts 2019 Active
10-CU-08 Guidance for National Flood Insurance Program Authority Lapses Flood Insurance Letters to Credit Unions 2010 Active
SL No. 15-03 Fixed Asset Management fixed assets Supervisory Letters 2015 Active
01-FCU-06 Financial Education Curriculum Financial Literacy Letters to Federal Credit Unions 2001 Active
11-CU-04 Financial Education and Financial Literacy Initiative Financial Literacy Letters to Credit Unions 2011 Active
SL No. 15-02 Associational Common Bond Updates Field of Membership Supervisory Letters 2015 Active
22-FCU-02 Final Rule on Definition of Service Facility Field of Membership Letters to Federal Credit Unions 2022 Active
21-FCU-01 Community Charter Conversions and Expansions Field of Membership Letters to Federal Credit Unions 2021 Active
SL No. 16-01 CDFI-Certified Credit Union Supervision Examination Program Supervisory Letters 2016 Active
19-CU-01 Supervisory Priorities for 2019 Examination Program Letters to Credit Unions 2019 Inactive
SL No. 06-01 Evaluating Earnings Examination Program Supervisory Letters 2006 Active
SL No. 09-03 Reviewing Adequacy of Earnings Examination Program Supervisory Letters 2009 Active
N/A Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Supervisory Letters 2010 Active
03-FCU-06 Debt Cancellation and Suspension Programs Examination Program Letters to Federal Credit Unions 2003 Active
06-FCU-02 Measuring Service to Members Examination Program Letters to Federal Credit Unions 2006 Active
06-FCU-04 Evaluation of Earnings Examination Program Letters to Federal Credit Unions 2006 Active
05-CU-01 Supervising Community Development Credit Unions Examination Program Letters to Credit Unions 2005 Active
03-CU-05 Expanded AIRES Loan and Share Record Layout Examination Program Letters to Credit Unions 2003 Active
07-CU-12 CAMEL Rating System Examination Program Letters to Credit Unions 2007 Inactive
02-FCU-09 Risk-Focused Examination Program Examination Program Letters to Federal Credit Unions 2002 Active
92-CU-130 Changes in Interest Rates During Examinations Examination Program Letters to Credit Unions 1992 Active
94-CU-154 Credit Unions' Lending Policies Examination Program Letters to Credit Unions 1994 Active
94-CU-161 CAMEL Rating System Revisions Examination Program Letters to Credit Unions 1994 Inactive
95-CU-170 Automated Clearinghouse - Deposits for Processing Activities Examination Program Letters to Credit Unions 1995 Active
21-FCU-05 Post-Examination Survey Pilot Examination Program Letters to Federal Credit Unions 2021 Active
21-CU-02 NCUA’s 2021 Supervisory Priorities Examination Program Letters to Credit Unions 2021 Inactive
20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
20-CU-17 Update to Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-05 Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-01 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
13-FCU-02 2013 Fair Lending Examination Program and Compliance Assistance Examination Program Letters to Federal Credit Unions 2013 Active
12-FCU-03 Small Credit Union Examination Program Examination Program Letters to Federal Credit Unions 2012 Active
11-CU-12 Disclosing CAMEL Ratings to Federally Insured State Credit Unions (FISCUs) Examination Program Letters to Credit Unions 2011 Active
14-CU-10 Identifying and Mitigating Risks of Money Services Businesses Examination Program Letters to Credit Unions 2014 Active
09-FCU-03 Membership Data Collection Examination Program Letters to Federal Credit Unions 2009 Active
18-CU-01 Examination Modernization Initiatives Examination Program Letters to Credit Unions 2018 Inactive
16-CU-12 Risk-Based Examination Scheduling Policy Examination Program Letters to Credit Unions 2016 Inactive
10-CU-01 Supervising Low Income Credit Unions and Community Development Credit Unions Examination Program Letters to Credit Unions 2010 Active
09-CU-23 Reviewing Adequacy of Earnings Examination Program Letters to Credit Unions 2009 Active
SL No. 17-01 Evaluating Compliance Risk - Updated Compliance Risk Indicators Examination Program Supervisory Letters 2017 Active
22-CU-05 CAMELS Rating System Examination Program Letters to Credit Unions 2022 Active
22-CU-02 NCUA’s 2022 Supervisory Priorities Examination Program Letters to Credit Unions 2022 Inactive
21-CU-14 Interagency Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act Examination Program Letters to Credit Unions 2021 Inactive
23-CU-01 NCUA’s 2023 Supervisory Priorities Examination Program Letters to Credit Unions 2023 Active
17-CU-02 Risk-Focused Examinations and Compliance Risk Examination Program Letters to Credit Unions 2017 Active

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