NCUA's primary mission is to ensure that our nation's cooperative credit union system remains safe and sound in both good times and bad. To accomplish this mission, we perform annual risk-focused examinations of all federal credit unions and all federally insured, state-chartered credit unions with $250 million or more in assets. We also use a targeted examination program focused on risks to the overall system and the Share Insurance Fund.
NCUA has put together comprehensive resource centers on such topics as interest rate risk, risk-based capital, consumer and fair lending compliance, cybersecurity and small business lending.
From time to time, NCUA will provide guidance and other information to the credit union system on a host of regulatory and supervisor matters, trends affecting federally insured credit unions and potential risks and threats. Get the latest Letters to Credit Unions, Regulatory Alerts and Accounting Bulletins, among others.
NCUA's Supervisory Review Committee investigates claims from individual credit unions on a variety of issues ranging from loan classifications and denials of technical assistance grants.