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Proposed Regulations: Alternative Capital

12 CFR PARTS 701 702 703 709 741 745 / January 2017

Proposed Regulations: Alternative Capital

Due Date

2017-05-09

12 CFR Parts 701, 702, 703, 709, 741, 745

Alternative Capital

Board Issued: 01/19/2017

Attachments

Click here to download the full text in PDF format (opens new window)

Comment Letters

Abbas, Tom
Abbas, Tom

Aggertt, Ronald
Aggertt, Ronald

Alabama Credit Union Administration
Moore, Sarah

Alaska USA Federal Credit Union
Schwab, Cory

Alcoa Community Federal Credit Union
Brown, Steve

Alexander, Andy
Alexander, Andy

Allen, Earl
Allen, Earl

American Bankers Association
Kleinpaste, Brittany

Anderson, DeeDee
Anderson, DeeDee

Anglin, Robert
Anglin, Robert

Appleby, Marie
Appleby, Marie

Aquilani, Ricci
Aquilani, Ricci

Armstrong, Bob
Armstrong, Bob

Arthur, Diane
Arthur, Diane

Ausborn, Kris
Ausborn, Kris

Bailor, Karen
Bailor, Karen

Ball, Scott
Ball, Scott

Balthazard, Kathy
Balthazard, Kathy

Barker, Verlin
Barker, Verlin

Barnes, Robert
Barnes, Robert

Barrett, Johnny
Barrett, Johnny

Bartel, Rhonda
Bartel, Rhonda

Barton, Christopher
Barton, Christopher

Beard, Jamie
Beard, Jamie

Beard, Jennifer
Beard, Jennifer

Bell, Kerry
Bell, Kerry

Belli, Amy
Belli, Amy

Bennett, Jerome
Bennett, Jerome

Bernsteel, Donald
Bernsteel, Donald

Bethpage Federal Credit Union
Grosse, Wayne

Beuning, Scott
Beuning, Scott

Beuning, Steve
Beuning, Steve

Bird, Roger
Bird, Roger

Birdwell, Walter
Birdwell, Walter

Bjerkos, Sonja
Bjerkos, Sonja

Black, Andrew
Black, Andrew

Black, Kevin
Black, Kevin

Black, Lesa
Black, Lesa

Blackshear, Patricia
Blackshear, Patricia

Blankenship, Cynthia
Blankenship, Cynthia

Bloodsworth, Rob
Bloodsworth, Rob

Boeing Employees’ Credit Union
Ryan, Mike

Bohland, Trevor
Bohland, Trevor

Boldt, Bryan
Boldt, Bryan

Bolin, Robert
Bolin, Robert

Bolton, Brad
Bolton, Brad

Booker, David
Booker, David

Borini, Brian
Borini, Brian

Boudreau, Blaine
Boudreau, Blaine

Bowen, Gean
Bowen, Gean

Bowen, Willard
Bowen, Willard

Boyd, Kim
Boyd, Kim

Bradley, Donna
Bradley, Donna

Breckenkamp, Scott
Breckenkamp, Scott

Bresnahan, Michael
Bresnahan, Michael

Briggs, R. Michael
Briggs, R. Michael

Brookhart, Bradley
Brookhart, Bradley

Brooks, Shelly
Brooks, Shelly

Brown, David
Brown, David

Brown, Jessica
Brown, Jessica

Brown, Jim
Brown, Jim

Bruce, Janice
Bruce, Janice

Bubel, JD
Bubel, JD

Buerge, Scott
Buerge, Scott

Bunn, Matt
Bunn, Matt

Burdick, Teri
Burdick, Teri

Burelin, John
Burelin, John

Burke, Kevin
Burke, Kevin

Burnell, Krista
Burnell, Krista

Burns, Evelyn
Burns, Evelyn

Busch, Jill
Busch, Jill

Busch, Richard
Busch, Richard

Butler, Carmela
Butler, Carmela

Bynum, Allison
Bynum, Allison

Caldwell, James
Caldwell, James

California and Nevada Credit Union League
Dykstra, Diana

Callaway, Christina
Callaway, Christina

Campbell, Brenda
Campbell, Brenda

Campbell, R Scott
Campbell, R Scott

Campbell, Thomas
Campbell, Thomas

Campus Federal Credit Union
Blauvelt, Ryan

Cann, Parker
Cann, Parker

Carolinas Credit Union League
Couchois, Jeanne

Carothers, Russell
Carothers, Russell

Carruthers, Kent
Carruthers, Kent

Carter, Judy
Carter, Judy

Caswell, Rhonda
Caswell, Rhonda

Caudle, Jeff
Caudle, Jeff

Chartway Federal Credit Union
Schools, Brian

Cheatham, Lorrinda
Cheatham, Lorrinda

Cheeseman, Caroline
Cheeseman, Caroline

Chernault, Amie
Chernault, Amie

Chesney, Thomas
Chesney, Thomas

Christianson, Daniel
Christianson, Daniel

Christmas, C Ronald
Christmas, C Ronald

Claborn, Russ
Claborn, Russ

Clampitt, Michael
Clampitt, Michael

Clark, Gary
Clark, Gary

Clark, Lonnie
Clark, Lonnie

Clarkson, Jeb
Clarkson, Jeb

Clay, Justin
Clay, Justin

Clayton, James
Clayton, James

Coastal Federal Credit Union
Langton, Tami

CoastHills Credit Union
Chatham, Marty

Coasthills Credit Union
York, Jeff

Coats, Bradley
Coats, Bradley

Coffman, Ralph
Coffman, Ralph

Cogan, John
Cogan, John

Colado, Ray
Colado, Ray

Combs, Dan
Combs, Dan

Community America Credit Union
Hannah, Tracey

Community Bankers Association of Illinois
Schroeder, David

Comstock, Mishelle
Comstock, Mishelle

Connelly, Scott
Connelly, Scott

Conroy, Joseph
Conroy, Joseph

Cooley, Travis
Cooley, Travis

Cooperative Credit Union Association
Gentile, Paul

Copeland, Michael
Copeland, Michael

Cornerstone Credit Union League
Willard, Caroline

Corning Credit Union
Grinnell, Gary

Couse, Miller
Couse, Miller

Cover, Todd
Cover, Todd

Crable, Matt
Crable, Matt

Crader, Russell
Crader, Russell

Crea, Tony
Crea, Tony

Credit Union Association of the Dakotas
Olson, Jeffrey

Credit Union Department - The State of Texas
Feeney, Harold

Crews, Keith
Crews, Keith

Crigger, Melinda
Crigger, Melinda

CU Capital Markets Solutions (CMS)
Colvin, Robert

CU Capital Markets Solutions (CMS)
Lester, Lewis

Cummins, JoDavid
Cummins, JoDavid

CUNA
Price, Andrew

CUNA Mutual Group
Colwell, Theran

Dagenias, Jeanie
Dagenias, Jeanie

Dahlke, Jon
Dahlke, Jon

Dahlquist, Brooke
Dahlquist, Brooke

Dailey, Hugh
Dailey, Hugh

Darden, Ronnie
Darden, Ronnie

Daspit, David
Daspit, David

Dauer, Dawn
Dauer, Dawn

David, Jonathan
David, Jonathan

Davis, Shawn
Davis, Shawn

DeCesare, Jo
DeCesare, Jo

Deel, Tammy
Deel, Tammy

Deiters, Dale
Deiters, Dale

Deiters, DJ
Deiters, DJ

Denali Federal Credit Union
Teachworth, Robert

DesLauriers, Blaine
DesLauriers, Blaine

Dickhut, Dustin
Dickhut, Dustin

Dickinson, Mary
Dickinson, Mary

Digital Credit Union
LaChapelle, Laurie

DiMichele, John
DiMichele, John

Dingman, James
Dingman, James

Dixon, Charles
Dixon, Charles

Dorsey, Joe
Dorsey, Joe

Douglass, R. Keith
Douglass, R. Keith

Dove, Douglas
Dove, Douglas

Doyle, Andrew
Doyle, Andrew

Doyle, Christopher
Doyle, Christopher

Doyle, Michael
Doyle, Michael

Drake, Jennifer
Drake, Jennifer

Dreantlaw, Anita
Dreantlaw, Anita

Drews, Richards
Drews, Richards

Drinkard, Bruce
Drinkard, Bruce

Driver, Lisa
Driver, Lisa

Duffey, Joseph
Duffey, Joseph

Dunlay, Joyce
Dunlay, Joyce

Dunn, Andrew
Dunn, Andrew

Dutton, Shawn
Dutton, Shawn

Dwight, Stout
Dwight, Stout

Dye, William
Dye, William

Eader, Lisa
Eader, Lisa

Eager, Stephen
Eager, Stephen

Eastern Corporate Federal Credit Union (EasCorp)
Melchionda, Jane

Eastwood, Terry
Eastwood, Terry

Eaton, Jim
Eaton, Jim

Eckert, James
Eckert, James

Eckert, Jennifer
Eckert, Jennifer

Edouaf, Diane
Edouaf, Diane

Egner, Rustin
Egner, Rustin

Ehrenberger, Jodi
Ehrenberger, Jodi

Elkins, Rebecca
Elkins, Rebecca

Elswick, Barry
Elswick, Barry

Emshoff, Amy
Emshoff, Amy

Enevoldsen, Kirk
Enevoldsen, Kirk

Engen, Jeff
Engen, Jeff

Eno, Susan
Eno, Susan

Erickson, Gregg
Erickson, Gregg

Estes, Michael
Estes, Michael

Evans, Angela
Evans, Angela

Evans, John
Evans, John

Fanning, Todd
Fanning, Todd

Feith, Stephen
Feith, Stephen

Field, Mark
Field, Mark

Finley, Michael
Finley, Michael

First Bank of Boaz
Hadden, Bonnie

Fisher, Robert
Fisher, Robert

Fleming, Margi
Fleming, Margi

Fling, Aurelia
Fling, Aurelia

Forst, Perry
Forst, Perry

Foster, Amy
Foster, Amy

Fraebel, Jane
Fraebel, Jane

Francis, Rick
Francis, Rick

Franklin, Larry
Franklin, Larry

Frederick, JR
Frederick, JR

Freeman, Teresa
Freeman, Teresa

Frericks, Theresa
Frericks, Theresa

Frydenlund, Terry
Frydenlund, Terry

Fuhrhop, Karen
Fuhrhop, Karen

Gannon, Greg
Gannon, Greg

Gargro, Mike
Gargro, Mike

Gasner, Vickie
Gasner, Vickie

Gates, Ben
Gates, Ben

Gaudian, Kent
Gaudian, Kent

Gaulke, Matt
Gaulke, Matt

Gehant, William
Gehant, William

Geib, Ronald
Geib, Ronald

Geis, David
Geis, David

Georgia Credit Union Affiliates
Connelly, Cynthia

Gerg, Marcia
Gerg, Marcia

Gerst, Terri
Gerst, Terri

Gervolino, Tony
Gervolino, Tony

Getzlaff, Sarah
Getzlaff, Sarah

Gibson, Kent G.
Gibson, Kent G.

Gilbert, Andy
Gilbert, Andy

Gilgen, Matthew
Gilgen, Matthew

Gill, John
Gill, John

Gillett, Eric
Gillett, Eric

Gillis, Robert
Gillis, Robert

Gilmer, Steven
Gilmer, Steven

Gilsted, Rusty
Gilsted, Rusty

Girsch, Emily
Girsch, Emily

Godar, Stephen
Godar, Stephen

Goedert, Rick
Goedert, Rick

Goetz, James
Goetz, James

Gonzalez, Kelly
Gonzalez, Kelly

Gonzalez, William
Gonzalez, William

Gowen, Jim
Gowen, Jim

Graham, James
Graham, James

Graham, Lori
Graham, Lori

Graham, Robert
Graham, Robert

Gray, Chris
Gray, Chris

Gray, W. B.
Gray, W. B.

Gray, William
Gray, William

Greer, Kevin
Greer, Kevin

Greer, Sean
Greer, Sean

Gregory, Bradley
Gregory, Bradley

Greinke, Tom
Greinke, Tom

Groeneveld, Melanie
Groeneveld, Melanie

Gronlund, Steffie
Gronlund, Steffie

Gruetzmacher, Jeffrey
Gruetzmacher, Jeffrey

Guerin, Roger
Guerin, Roger

Guth, Beth
Guth, Beth

Haas, Richard
Haas, Richard

Haber, Ronald
Haber, Ronald

Habursky, Joshua
Habursky, Joshua

Hackney, Denise
Hackney, Denise

Hague, Delbert
Hague, Delbert

Hakert, Thomas
Hakert, Thomas

Hall, Fil
Hall, Fil

Hamdy, Ahme
Hamdy, Ahme

Hansen, Donald
Hansen, Donald

Hansen, Mary
Hansen, Mary

Hanson Federal Credit Union
Sprague, David

Hardy, Michael
Hardy, Michael

Hardy, Michael
Hardy, Michael

Harris, R Scott
Harris, R Scott

Harrod, William
Harrod, William

Hartings, Jack
Hartings, Jack

Harvey, Bradley
Harvey, Bradley

Haskins, Joe
Haskins, Joe

Hauber, Robert
Hauber, Robert

Hawkins, Eric
Hawkins, Eric

Hays, Rick
Hays, Rick

Hazar, Jeanet
Hazar, Jeanet

Hazard, James
Hazard, James

Heartland Credit Union Association
Douglas, Brad

Heding, Linda
Heding, Linda

Heid, Blake
Heid, Blake

Heldt, Rick
Heldt, Rick

Henderson, Brenda
Henderson, Brenda

Henstorf, Kurt
Henstorf, Kurt

Hernandez, Veronica
Hernandez, Veronica

Hesse, Nancy
Hesse, Nancy

Hesse, Nancy
Hesse, Nancy

Higgins, Cyndie
Higgins, Cyndie

Hiller, Cheryl
Hiller, Cheryl

Hills, Timothy
Hills, Timothy

Hines, Scott
Hines, Scott

Hitchcock, Hugh
Hitchcock, Hugh

Hoese, Gale
Hoese, Gale

Hofer, Emily
Hofer, Emily

Hohl, Gregory
Hohl, Gregory

Holbrook, Jeremy
Holbrook, Jeremy

Holden, Vickie
Holden, Vickie

Holicky, Arianne
Holicky, Arianne

Holt, Brain
Holt, Brain

Holt, Thomas
Holt, Thomas

Holt, Tobey French
Holt, Tobey French

Holzwarth, Ashley
Holzwarth, Ashley

Hood, J. David
Hood, J. David

Hoog, Steven
Hoog, Steven

Hoops, Kerry
Hoops, Kerry

Hoover, Gregory
Hoover, Gregory

Howe, Marcia
Howe, Marcia

Huber, Teena
Huber, Teena

Huck, Peter
Huck, Peter

Hudak, Erin
Hudak, Erin

Huffer, Jean
Huffer, Jean

Huiskamp, Gerard
Huiskamp, Gerard

Huling, S. Robert
Huling, S. Robert

Hummert, Patricia
Hummert, Patricia

Humphries, Garland
Humphries, Garland

Hunt, Brian
Hunt, Brian

Hunt, Joyce
Hunt, Joyce

Hunt, Joye
Hunt, Joye

Ice, Walter
Ice, Walter

Illinois Credit Union League
Senkpeil, Joni

Independent Community Bankers of America
Kendrick, James

Indiana Credit Union League
McKenzie, John

Jameson, Michelle
Jameson, Michelle

Jameson, Rick
Jameson, Rick

Jansa, Ken
Jansa, Ken

Joerres, Toni
Joerres, Toni

Johnson, Andy
Johnson, Andy

Johnson, Brenda
Johnson, Brenda

Johnson, Brenda
Johnson, Brenda

Johnson, Jeffrey
Johnson, Jeffrey

Johnson, Pete
Johnson, Pete

Johnson, Peter
Johnson, Peter

Jonathan, David
Jonathan, David

Jones, Christina
Jones, Christina

Jones, Jason
Jones, Jason

Jones, Kathy
Jones, Kathy

Jones, Kathy
Jones, Kathy

Jones, Mark
Jones, Mark

Jones, Todd
Jones, Todd

Jones, William
Jones, William

Jordan, Christopher
Jordan, Christopher

JoSchalm, Mary
JoSchalm, Mary

Kampwerth, Brian
Kampwerth, Brian

Kana, Sam
Kana, Sam

Kannenberg, Lori
Kannenberg, Lori

Kapsar, Jeff
Kapsar, Jeff

Kaufman, Nancy
Kaufman, Nancy

Keene, Brenda
Keene, Brenda

Keger, Jean
Keger, Jean

Kenner, Patrick
Kenner, Patrick

Kessler, Jeffrey
Kessler, Jeffrey

Kester, Dan
Kester, Dan

Kilanowski, Pauline
Kilanowski, Pauline

Kinecta Federal Credit Union
Sultemeier, Keith

King, Andrew
King, Andrew

Kitsnap Credit Union
Miller, Brad

Kjos, Eric
Kjos, Eric

Klein, Matthew
Klein, Matthew

Kline, Chris
Kline, Chris

Kolb, Matthew
Kolb, Matthew

Koopman, Sarah
Koopman, Sarah

Kott, Colleen
Kott, Colleen

Kovar, Steven
Kovar, Steven

Kreitz, Roberta
Kreitz, Roberta

Kreps, Alfred
Kreps, Alfred

Kucera, Casey
Kucera, Casey

Kuhlmeier, Frederick
Kuhlmeier, Frederick

Kuter, Gary
Kuter, Gary

Laffitte, Russell
Laffitte, Russell

Laffoon, Scott
Laffoon, Scott

LaGue, Susan
LaGue, Susan

Lahr, Michael
Lahr, Michael

Laird, Robert
Laird, Robert

Lake, Sharon
Lake, Sharon

Lancaster, Alisa
Lancaster, Alisa

Lang, Rosema
Lang, Rosema

Lange, James
Lange, James

Lapine, Amanda
Lapine, Amanda

Larson, Rachel
Larson, Rachel

League of Southeastern Credit Union & Affiliates
Lee, Michael

Lear, Jim
Lear, Jim

Ledwith, Brian
Ledwith, Brian

Lee, Gregory
Lee, Gregory

Lee, Terry
Lee, Terry

Leggett, Keith
Leggett, Keith

Lemons, Gaila
Lemons, Gaila

Lettner, Nancy
Lettner, Nancy

Levine, Divonne
Levine, Divonne

Lewis, Kathy
Lewis, Kathy

Libby, Tres
Libby, Tres

Lincoln, John
Lincoln, John

Lindenfelser, LeRoy
Lindenfelser, LeRoy

Lines, Sam
Lines, Sam

Link, Sonja
Link, Sonja

Lipe, Jaime
Lipe, Jaime

Lippert, Lisa
Lippert, Lisa

Loomis, Jeffrey
Loomis, Jeffrey

Lotter, Gina
Lotter, Gina

Lowrimore, Craig
Lowrimore, Craig

Luthy, Bruce
Luthy, Bruce

Lynam, Don
Lynam, Don

Lyon, Jerry
Lyon, Jerry

Mack, James
Mack, James

Maier, Roxi
Maier, Roxi

Maierle, Jim
Maierle, Jim

Marantz, Tom
Marantz, Tom

Marass, Glenn
Marass, Glenn

Martin, Cathy
Martin, Cathy

Martin, Teresa
Martin, Teresa

Martin, Thomas
Martin, Thomas

Marzullo, Joseph
Marzullo, Joseph

Massachusetts Bankers Association
Skarin, Jon

Mathis, Angela
Mathis, Angela

Matters, Gary
Matters, Gary

Matthews, Preston
Matthews, Preston

May, Holly
May, Holly

Mays, Emily
Mays, Emily

McCarty, William
McCarty, William

McComb, Scott
McComb, Scott

McCool-Cloute, Deb
McCool-Cloute, Deb

McCormick, Al
McCormick, Al

McCoy, Holly
McCoy, Holly

McCreless, Rickey
McCreless, Rickey

McCutcheon, Richard
McCutcheon, Richard

McDaniel, Lyles
McDaniel, Lyles

McDaniels, Jeff
McDaniels, Jeff

McLaughlin, Amy
McLaughlin, Amy

McLendon, Jared
McLendon, Jared

Mekos, Chris
Mekos, Chris

Melliere, Dennis
Melliere, Dennis

Meske, Ryan
Meske, Ryan

Meyer, Don
Meyer, Don

Meyerhoeffer, Jason
Meyerhoeffer, Jason

Meyerson, Robert
Meyerson, Robert

Michigan Credit Union League & Affiliates
Adams, Dave

Mickeriz, Mark
Mickeriz, Mark

Millan, James
Millan, James

Miller, Aaron
Miller, Aaron

Miller, Brian
Miller, Brian

Miller, Daniel
Miller, Daniel

Miller, James
Miller, James

Miller, Mary Ann
Miller, Mary Ann

Miller, Mary Ann
Miller, Mary Ann

Mills, Brett
Mills, Brett

Minnerath, John
Minnerath, John

Minnesota Credit Union Network
Wendland, John

Mitchell, Hayden
Mitchell, Hayden

Mitchell, Irv
Mitchell, Irv

Mollenbeck, Cindy
Mollenbeck, Cindy

Mongell, Leslie
Mongell, Leslie

Moraczewski, Jennifer
Moraczewski, Jennifer

Morel, Teresa
Morel, Teresa

Morin, Karyn
Morin, Karyn

Morley, John
Morley, John

Mueller, Daniel
Mueller, Daniel

Murphy, William
Murphy, William

Myers, Cody
Myers, Cody

Myers, Lynett
Myers, Lynett

Myerson, Robert
Myerson, Robert

Nasca, David
Nasca, David

National Association of Federally-Insured Credit Unions
Hunt, Carrie

National Association of State Credit Union Supervisors (NASCUS)
Ito, Lucy

National Federation of Community Development Credit Unions (Federation)
Mahon, Cathleen

Navy Federal Credit Union
Dawson, Cutler

Nelson, Alan
Nelson, Alan

Nelson, Ben
Nelson, Ben

Nelson, Edward
Nelson, Edward

Nelson, Jordan
Nelson, Jordan

Newbill, Karen
Newbill, Karen

Newell, Merilyn
Newell, Merilyn

Niedermier, Andrea
Niedermier, Andrea

Nistler, Paul
Nistler, Paul

Nobbs, Craig
Nobbs, Craig

Norris, Brandon
Norris, Brandon

Northwest Credit Union Association
Trull, John

NSP Credit Union
Yenni, Charlie

Null, Douglas
Null, Douglas

Null, Shelia
Null, Shelia

Numerica Credit Union
Caini, Lynn

Nunn, Sam
Nunn, Sam

O'Connor, Bill
O'Connor, Bill

Oeltjenbruns, Jim
Oeltjenbruns, Jim

Ogaard, Thomas
Ogaard, Thomas

Ogden, Ruby
Ogden, Ruby

Ohlendorf, Cameron
Ohlendorf, Cameron

Ohlendorf, Greg
Ohlendorf, Greg

Olinde, Gregory
Olinde, Gregory

Olsen, Kristie
Olsen, Kristie

Olson, Colette
Olson, Colette

Olson, Mike
Olson, Mike

Orange County’s Credit Union
Krause, Greg

Oregon Community Credit Union
Schumacher, Gregory

Osborne, Latricia
Osborne, Latricia

Osbourne, Melissa
Osbourne, Melissa

Osthoff, Shawn
Osthoff, Shawn

Owens, E. Garnette
Owens, E. Garnette

Owens, Rhonda
Owens, Rhonda

O’Clair, Ann
O’Clair, Ann

O’Connell, Gary
O’Connell, Gary

O’Connor, Jerry
O’Connor, Jerry

O’Neil, Brenda
O’Neil, Brenda

Pallotta, J
Pallotta, J

Palosaari, Steven
Palosaari, Steven

Parker, Doug
Parker, Doug

Parker, Kathy
Parker, Kathy

Parrott, Douglas
Parrott, Douglas

Patton, Kristin
Patton, Kristin

Paul, Cheryl
Paul, Cheryl

Peck, Megan
Peck, Megan

Peikert, Joseph
Peikert, Joseph

Pelton, Galen
Pelton, Galen

Penick, Charles
Penick, Charles

Pennsylvania Credit Union Association
Conway, Patrick

Perra, Sandra
Perra, Sandra

Perryman, Robert
Perryman, Robert

Peterson, C Lynn
Peterson, C Lynn

Peterson, Kathleen
Peterson, Kathleen

Peterson, Larry
Peterson, Larry

Phillips, Gregory
Phillips, Gregory

Picatti, Darlene
Picatti, Darlene

Pierce, Susan
Pierce, Susan

Pomeroy, H. Butch
Pomeroy, H. Butch

Powell, Dave
Powell, Dave

Prange, David
Prange, David

Prather, Kristen
Prather, Kristen

Provine, James
Provine, James

Pulkinen, Ann
Pulkinen, Ann

Radloff, Kay
Radloff, Kay

Ramagge, Jim
Ramagge, Jim

Ramon, Tindle
Ramon, Tindle

Rathert, Sidney
Rathert, Sidney

Ray, Ricky
Ray, Ricky

Reed, Ron
Reed, Ron

Reed, Scott
Reed, Scott

Reeder, Carlin
Reeder, Carlin

Reetz, Jon
Reetz, Jon

Reichardt, Peter
Reichardt, Peter

Rennegarbe, David
Rennegarbe, David

Rex, Lois
Rex, Lois

Reynolds, Amy
Reynolds, Amy

Rhoads, Amy
Rhoads, Amy

Ribelin, Mark
Ribelin, Mark

Rice, Kyle
Rice, Kyle

Rice, Stephen
Rice, Stephen

Rieman, Kendall
Rieman, Kendall

Rieskamp, Tiana
Rieskamp, Tiana

Robasse, Charles
Robasse, Charles

Robertson, David
Robertson, David

Robertson, Debbie
Robertson, Debbie

Rodgers, Peggy
Rodgers, Peggy

Roeder, Duane
Roeder, Duane

Roese, Connie
Roese, Connie

Rogers, Brittany
Rogers, Brittany

Rohrbacher, Brian
Rohrbacher, Brian

Rollins, Ed
Rollins, Ed

Romero Rainey, Rebeca
Romero Rainey, Rebeca

Rose, Jeremy
Rose, Jeremy

Ross, Mark
Ross, Mark

Rossley, Gretchen
Rossley, Gretchen

Roth, Kent
Roth, Kent

Rowe, Martin
Rowe, Martin

Royal Credit Union
Hehli, Jon

Russo, Katrina
Russo, Katrina

Rylander, Lon
Rylander, Lon

Saffold, Scott
Saffold, Scott

Saiki, Sherry
Saiki, Sherry

Sam, Gordon,
Sam, Gordon,

Samford, Ron
Samford, Ron

Sand, Michael
Sand, Michael

Sawrie, Kooch
Sawrie, Kooch

Sawyer, John
Sawyer, John

Schaffer, Daniel
Schaffer, Daniel

Scherle, Fred
Scherle, Fred

Schick, Jordan
Schick, Jordan

Schinabarger, Jamie
Schinabarger, Jamie

Schleif, Rebecka
Schleif, Rebecka

Schloemer, Daniel
Schloemer, Daniel

Schneider, Joseph
Schneider, Joseph

Schnuk, Jessie
Schnuk, Jessie

Schofield, Erin
Schofield, Erin

Schools First Federal Credit Union
Cheney, Bill

Schroder, David
Schroder, David

Schroeder, David
Schroeder, David

Schwarzbek, Mickey
Schwarzbek, Mickey

Scott, Gerald
Scott, Gerald

Scott, Joseph
Scott, Joseph

Scott, Ross
Scott, Ross

Screeden, Thomas
Screeden, Thomas

Seeley, Leslie
Seeley, Leslie

Selko, Scott
Selko, Scott

Seppala, David
Seppala, David

Severson, James
Severson, James

Sexton, Frank
Sexton, Frank

Sexton, Frank
Sexton, Frank

Shaw, Donald
Shaw, Donald

Shearin, Joe
Shearin, Joe

Shettlesworth, Alan
Shettlesworth, Alan

Shotwell, Andrew
Shotwell, Andrew

Shurtz, Shania
Shurtz, Shania

Shutt, Deborah
Shutt, Deborah

Shutts & Bowen LLP
Henriquez, Francois

Siatkowski, Cynthia
Siatkowski, Cynthia

Silser, Mary
Silser, Mary

Silveria, Janet
Silveria, Janet

Sirianni, Ted
Sirianni, Ted

Sisto, Anthony
Sisto, Anthony

Skarda, JT
Skarda, JT

Skilbred, David
Skilbred, David

Slatky, John
Slatky, John

Sledge, Jimmy
Sledge, Jimmy

Sleeth, E. K.
Sleeth, E. K.

Smallbrock, Brandy
Smallbrock, Brandy

Smetanko, Cortney
Smetanko, Cortney

Smith, Deborah
Smith, Deborah

Smith, Jeff
Smith, Jeff

Smith, Kevin
Smith, Kevin

Smith, Steven
Smith, Steven

Smith, Taylor
Smith, Taylor

Snyder, Timothy
Snyder, Timothy

Soud, Carey
Soud, Carey

Spartz, Jennifer
Spartz, Jennifer

Spencer, Richard
Spencer, Richard

Spires, Bill
Spires, Bill

Spitzack, Jeff
Spitzack, Jeff

Spitzer, Lindsay
Spitzer, Lindsay

Spokane Media Federal Credit Union
Keesee, Debie

Stacy, Jodi
Stacy, Jodi

Stamm, Karl
Stamm, Karl

Stanley, Cari
Stanley, Cari

State Employees Credit Union
Lord, Michael

Steele, Donald
Steele, Donald

Steen, David
Steen, David

Steffen, Michael
Steffen, Michael

Stenerson, Autumn
Stenerson, Autumn

Stenzel, Cole
Stenzel, Cole

Stephenson, Michael
Stephenson, Michael

Sterling, Jeffrey
Sterling, Jeffrey

Steve Pociask
Steve Pociask

Stevens, Stacy
Stevens, Stacy

Stewart, Jeff
Stewart, Jeff

Stiltner, Gail
Stiltner, Gail

Stone, Sheri
Stone, Sheri

Streyke, Patrick
Streyke, Patrick

Strickland, Emily
Strickland, Emily

Stutsman, Bret
Stutsman, Bret

Suellentrop, Frank
Suellentrop, Frank

Sullivan, Robert
Sullivan, Robert

Sulser, Mary
Sulser, Mary

Swartz, Gary
Swartz, Gary

Swindle, Cindy
Swindle, Cindy

Szabo, Richard
Szabo, Richard

Tapp, Joseph
Tapp, Joseph

Taylor, Cynthia
Taylor, Cynthia

Taylor, Teresa
Taylor, Teresa

Taylor, William
Taylor, William

Teasley, Mercedes
Teasley, Mercedes

Tedesco, DJ
Tedesco, DJ

Tellefson, Bruce
Tellefson, Bruce

Temple, Katherine
Temple, Katherine

Terry, Nathan
Terry, Nathan

Testani, Angelo
Testani, Angelo

Theimann, Joyce
Theimann, Joyce

Theimer, Jennifer
Theimer, Jennifer

Theis, Thy Lynn
Theis, Thy Lynn

Thompson, Bran
Thompson, Bran

Thompson, Donald
Thompson, Donald

Thomssen, James
Thomssen, James

Tidwell, Brody
Tidwell, Brody

Toeben, Anne Marie
Toeben, Anne Marie

Tolley, JT
Tolley, JT

Tope, Collette
Tope, Collette

Torgerson, Terry
Torgerson, Terry

Torpey, Dale
Torpey, Dale

Tower, Brad
Tower, Brad

Towns, Robee
Towns, Robee

Trawick, Betty
Trawick, Betty

Traxler, Gregory
Traxler, Gregory

Trezza, William
Trezza, William

Trichell, Mary
Trichell, Mary

Trout, Daniel
Trout, Daniel

Unites States Congress –
Congressman Peter King and Congressman Brad Sherman

Upchurch, Dennis
Upchurch, Dennis

Ury, Brian
Ury, Brian

USC Credit Union
Munevar, Ludwig

Utah Credit Union Association
Nelson, Stephen

Vacek, Carlos
Vacek, Carlos

Valencia, Julie
Valencia, Julie

Vallandingham, Samuel
Vallandingham, Samuel

Valley First Credit Union
Barrett, Hank

VanSaders, Keith
VanSaders, Keith

Vaught, Donna
Vaught, Donna

Vermeer, Al
Vermeer, Al

Vitale, Joseph
Vitale, Joseph

Waarvik, Tracey
Waarvik, Tracey

Wadden, Allen
Wadden, Allen

Waddle, Julie
Waddle, Julie

Wade, Keith
Wade, Keith

Wagner, Diane
Wagner, Diane

Wagner, Stacy
Wagner, Stacy

Walker, Jerry
Walker, Jerry

Walker, Will
Walker, Will

Wallace, Chase
Wallace, Chase

Wallace, Jeff
Wallace, Jeff

Walsh, Kenneth
Walsh, Kenneth

Walton, David
Walton, David

Ward, David
Ward, David

Ward, Jonathan
Ward, Jonathan

Warren, Greg
Warren, Greg

Waters, Fawn
Waters, Fawn

Watson, Benjamin
Watson, Benjamin

Webb, Vickie
Webb, Vickie

Weber, Rick
Weber, Rick

Weed, Greg
Weed, Greg

Weidenbenner, Kris
Weidenbenner, Kris

Welborn, Raymond
Welborn, Raymond

Welch, Lisa
Welch, Lisa

White, A.
White, A.

Wickert, Leo
Wickert, Leo

Williams, Blake
Williams, Blake

Williams, Dawn
Williams, Dawn

Williams, Derek
Williams, Derek

Williams, Ricky
Williams, Ricky

Williams, Timothy
Williams, Timothy

Williams, Vikki
Williams, Vikki

Willis, Michelle
Willis, Michelle

Wilmoth, Stanley
Wilmoth, Stanley

Winkeler, Tina
Winkeler, Tina

Winks, Michael
Winks, Michael

Winum, Larry
Winum, Larry

Wisconsin Credit Union League
Guttormsson, Paul

Witkowski, John
Witkowski, John

Wittkopf, Rochelle
Wittkopf, Rochelle

Wittman, Joy
Wittman, Joy

Wolgast, Lynn
Wolgast, Lynn

Womble, Carlyle, Sandridge & Rice LLP.
Garabedian, Richard

Woods, Lety
Woods, Lety

Workers Credit Union
Smith, Timothy

World Council of Credit Unions
Edwards, Michael

Worrell, Steven
Worrell, Steven

Wothe, Kimberly
Wothe, Kimberly

Wright, Alan
Wright, Alan

Wyttenbach, David
Wyttenbach, David

Yaeger, Brad
Yaeger, Brad

Yahner, Robert
Yahner, Robert

Yencer, Kyle
Yencer, Kyle

Yolitz, Clark
Yolitz, Clark

Young, Dallas
Young, Dallas

Young, Sue
Young, Sue

Zabel, Marie
Zabel, Marie

Zeman, Steven
Zeman, Steven

Zigler, Larry
Zigler, Larry

Zillinger, Connie
Zillinger, Connie

Zwierlein, Eric
Zwierlein, Eric