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Letters to Credit Unions and Other Guidance

From time to time, the NCUA will provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

  • Letters to Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect all federally insured credit unions.
  • Letters to Federal Credit Unions — Provide guidance on specific NCUA policies and procedures, compliance, governance, and other timely issues that affect only credit unions with a federal charter.
  • Risk Alerts — Detail practices or external threats that potentially are a significant risk to the safety and soundness of the credit union system.
  • Regulatory Alerts — Provide guidance on rules and regulations from other agencies that all credit unions must comply with.
  • Supervisory Letters — Provide the NCUA’s examiners with instructions and information on a range of supervisory and regulatory issues.
  • Accounting Bulletins — Provide guidance and instructions on how changes in generally accepted accounting principles and other regulatory initiatives affect how credit unions report these items in their financial statements.
  • Consumer Financial Protection Updates — Announce new activity on consumer compliance laws, regulations and guidance.
  • Letters to Corporate Credit Unions — Provide guidance letters to inform corporate credit unions about specific NCUA policies and procedures, compliance, governance, and other timely issues.

You can search these regulatory letters going back to 1979 by document type, the year issued, by subject and by title or keywords. Please note that obsolete letters are not included.

Showing 121 - 180 of 404 Results
Docket # Title Subject Type Year Status
21-CU-08 Implementation of Modernized Systems NCUA Operations/Activities Letters to Credit Unions 2021 Active
21-CU-07 Capitalization of Unpaid Interest Consumer Lending Letters to Credit Unions 2021 Active
21-CU-06 NCUA to Implement Phase One of Resuming Onsite Operations NCUA Operations/Activities Letters to Credit Unions 2021 Active
21-CU-05 Interagency Statement on the Issuance of the Anti-Money Laundering/Countering the Financing of Terrorism National Priorities BSA/AML Letters to Credit Unions 2021 Active
21-CU-04 Renewal of Prompt Corrective Action Relief Capital Planning Letters to Credit Unions 2021 Inactive
21-CU-03 LIBOR Transition Risk Management Letters to Credit Unions 2021 Active
21-CU-02 NCUA’s 2021 Supervisory Priorities Examination Program Letters to Credit Unions 2021 Inactive
21-CU-01 Summary of the Consolidated Appropriations Act, 2021 Legislation Letters to Credit Unions 2021 Active
2016-01 Employee Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2016 Active
2013-02 Implementing Section 704.21 – Enterprise Risk Management Risk Management Letters to Corporate Credit Unions 2013 Active
2013-01 Final Rule - Alternatives to the Use of Credit Ratings Risk Management Letters to Corporate Credit Unions 2013 Active
2012-01 Compliance Update for Section 314(a) of the USA Patriot Act of 2001 BSA/AML Letters to Corporate Credit Unions 2012 Active
2011-04 Compliance with Section 314(a) of the USA PATRIOT Act of 2001 BSA/AML Letters to Corporate Credit Unions 2011 Inactive
2011-03 Annual Reporting Requirements and Internal Controls Assessments Required Under Section 704.15(a) of the National Credit Union Administration Rules and Regulations Auditing Letters to Corporate Credit Unions 2011 Active
2011-02 Large Consolidation Issues Mergers Letters to Corporate Credit Unions 2011 Active
2011-01 Corporate Credit Union CUSO Activities CUSOs Letters to Corporate Credit Unions 2011 Active
2010-02 Guidelines for Complying with Part 704 Rules Changes Capital Requirements Letters to Corporate Credit Unions 2010 Active
2010-01 Confidentiality and Protection of Sensitive Data Cybersecurity Letters to Corporate Credit Unions 2010 Active
2009-01 Corporate Credit Union Stabilization Program Corporate Resolution Program Letters to Corporate Credit Unions 2009 Inactive
2008-02 Additional Information Regarding the Temporary Corporate Credit Union Liquidity Guarantee Program Corporate Resolution Program Letters to Corporate Credit Unions 2008 Active
2007-04 Accounting for Future-Dated Automated Clearing House (ACH) Transactions Accounting Letters to Corporate Credit Unions 2007 Inactive
2007-01 Payout of Retained Earnings in Conjunction with Corporate Credit union Mergers. Operations Letters to Corporate Credit Unions 2007 Active
2005-02-01 This is to clarify some confusion with language in Corporate Credit Union Guidance Letter 2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2005-02 Governance Policies Governance Letters to Corporate Credit Unions 2005 Active
2005-01 BSA compliance when "unbatching" previously batched transactions during processing or settlement services. BSA/AML Letters to Corporate Credit Unions 2005 Active
2004-05 Business Continuity Planning and Business Critical Processes Business Continuity Letters to Corporate Credit Unions 2004 Active
2004-04 Business Continuity Guidance Letter Business Continuity Letters to Corporate Credit Unions 2004 Active
2004-03 Critical Information System Risk Areas Cybersecurity Letters to Corporate Credit Unions 2004 Active
2004-02 BSA compliance Guidance BSA/AML Letters to Corporate Credit Unions 2004 Active
2004-01 State Corp Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2004 Active
2003-05 Investing To Fund Employee Benefit Plans Employee Benefit Plans Letters to Corporate Credit Unions 2003 Active
2003-03 Modeling Non-maturing Shares and Deposits Risk Management Letters to Corporate Credit Unions 2003 Active
2003-02 IT Guidance Cybersecurity Letters to Corporate Credit Unions 2003 Active
2001-4 Internet Based Application Controls Cybersecurity Letters to Corporate Credit Unions 2001 Active
2001-2 Information Systems - Network Security Guidelines Cybersecurity Letters to Corporate Credit Unions 2001 Active
2000-4 Third-Party Risk Risk Management Letters to Corporate Credit Unions 2000 Active
20-RISK-01 Cybersecurity Considerations for Remote Work Cybersecurity Risk Alerts 2020 Active
20-RA-09 2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act Consumer Lending Regulatory Alerts 2020 Active
20-RA-08 2020 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Consumer Lending Regulatory Alerts 2020 Active
20-RA-07 CFPB Issues Amendments to Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule Consumer Lending Regulatory Alerts 2020 Active
20-RA-05 Remittance Transfers under the Electronic Fund Transfer Act Payments Regulatory Alerts 2020 Active
20-RA-04 Consumer Financial Protection Bureau Increases Reporting Thresholds Under the Home Mortgage Disclosure Act HMDA Regulatory Alerts 2020 Active
20-RA-03 Consumer Financial Protection Bureau Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Mortgage Lending Regulatory Alerts 2020 Inactive
20-RA-02 Federal Reserve Board Issues Rule Allowing Credit Unions to Remove the Monthly Limit on Savings Withdrawals Reserve Requirements Regulatory Alerts 2020 Active
20-RA-01 Other Supervisory Committee Audits Other Supervisory Committee Audits Regulatory Alerts 2020 Active
20-FCU-04 Federal Credit Union Meeting Flexibility During the COVID-19 Pandemic Bylaws Letters to Federal Credit Unions 2020 Inactive
20-FCU-03 Amended Field of Membership Application Requirements for Combined Statistical Area and Core-Based Statistical Area Chartering/Field of Membership Letters to Federal Credit Unions 2020 Active
20-FCU-02 NCUA Actions Related to COVID-19 – Annual Meeting Flexibility Operations Letters to Federal Credit Unions 2020 Inactive
20-FCU-01 Operating Fee Schedule Adjusted for 2020 Operating Fee Letters to Federal Credit Unions 2020 Active
20-CU-23 Annual Voluntary Credit Union Diversity Self-Assessment Credit Union Diversity Letters to Credit Unions 2020 Active
20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Examination Program Letters to Credit Unions 2020 Inactive
20-CU-21 Field of Membership - Rural Districts Chartering/Field of Membership Letters to Credit Unions 2020 Active
20-CU-20 Phased Approach to On-site Operations NCUA Operations/Activities Letters to Credit Unions 2020 Inactive
20-CU-19 Additional Guidance Regarding Servicing Hemp-Related Businesses BSA/AML Letters to Credit Unions 2020 Active
20-CU-17 Update to Offsite Examination and Supervision Approach Examination Program Letters to Credit Unions 2020 Inactive
20-CU-16 Low-Income Designations: Qualification of Military Personnel Chartering/Field of Membership Letters to Credit Unions 2020 Active
20-CU-15 Principles for Making Responsible Small-Dollar Loans Consumer Lending Letters to Credit Unions 2020 Active
20-CU-14 Establishment of CLF Agent Memberships Central Liquidity Facility Letters to Credit Unions 2020 Inactive
20-CU-13 Working with Borrowers Affected by the COVID-19 Pandemic Consumer Lending Letters to Credit Unions 2020 Active
20-CU-11 Regulatory Treatment for Paycheck Protection Program Loans Member Business Lending Letters to Credit Unions 2020 Inactive

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