NCUA Operating Fee Schedule For 2019

Your operating fee is based upon the total assets of your credit union as of December 31, 2018.

FOR NATURAL PERSON FEDERAL CREDIT UNIONS 

If total assets are more than $1,000,000, the operating fee assessment is:

  • 0.00026940 on the first $1,514,387,940 of assets, plus
  • 0.00007852 on the next $3,068,127,216 of assets, plus
  • 0.00002622 on assets over $4,582,515,156

Examples:

A credit union with $1,000,000 in total assets has an operating fee of: $0.

A credit union with $1,250,000 in total assets has an operating fee of: ($1,250,000 x 0.0002694) = $337

A credit union with $2,400,000,000 in assets has an operating fee of: ($1,514,387,940 x 0.0002694) + (($2,400,000,000 - $1,514,387,940) x 0.00007852) = $477,514

A credit union with $5,000,000,000 in total assets has an operating fee of: ($1,514,387,940 x 0.0002694) + (($4,582,515,156 - $1,514,387,940) x 0.00007852) + (($5,000,000,000 - $4,582,515,156) x 0.00002622) = $659,832

FOR CORPORATE CREDIT UNIONS

Operational fee assessment
If total assets are over But not over The operating fee assessment is:
$50,000,000 $100,000,000 $11,031 plus 0.0001987 of the total assets over $50,000,000
$100,000,000 no limit $20,966 plus 0.0000123 of the total assets over $100,000,000

Operating Fee Calculator at http://opfee.ncua.gov/

Last modified on
06/11/20