Reaching The Credit-Invisible

Nearly 20 percent of the American adult population doesn't have a credit score, and a report by NCUA outlines how credit unions can bring them into the traditional financial system.

Serving the Credit-Invisible, developed by the Office of Small Credit Union Initiatives, explains how credit unions can build loan programs that can help them reach this underserved population. This report details how to evaluate a loan applicant who is "credit-invisible" and describes best practices for serving these members within the normal boundaries of safety and soundness.

Read the complete Serving the Credit-Invisible report online at


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