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Improvements in Economy Signal Strength in Loan Demand, Lower Delinquency Rates

​NCUA Economic Video Covers System Performance, Pending Interest Rate Hikes

ALEXANDRIA, Va. (June 19, 2015) – Improvements in the national economy at the start of the second quarter of 2015 are good news for federally insured credit unions as lenders, according to an economic analysis released today by the National Credit Union Administration. Solid job growth and falling unemployment rates point to continued strength in loan demand and continued low or falling delinquency rates.

The newest video in NCUA’s Economic Update YouTube series, available at no cost here, reviews the recent performance of federally insured credit unions, current economic trends and commentary on the impending rise in interest rates.

Most economic analysts project that, if the economy continues to improve, the Federal Reserve will raise short-term interest rates before the end of the year, with more increases likely in 2016.

Credit unions are encouraged to take advantage of NCUA’s interest rate risk resource webpage to better understand the risk those changes present. The resource page includes videos, charts showing trends that affect interest rate risk and links to NCUA regulations, letters to credit unions, interagency guidance and best practice resources.

Available on NCUA’s official YouTube channel, the Economic Update video series is an ideal information resource for credit union board members, loan officers and management.

NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. At, NCUA also educates the public on consumer protection and financial literacy issues.


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9/20/2018 6:00 PM