2022 Q1 Credit Union Indicators Tables

Credit Union Indicators Summary Table

Loan-to-share ratios and shares of FICUs with positive net income are rounded to the nearest percentage point.

Data for NCUA Quarterly Review - Credit Union Indicators Summary
State / Territory Median Y/Y Asset Growth Y/Y Asset Growth Ranking Median Y/Y Deposit Growth Y/Y Deposit Growth Ranking Median Y/Y Member Growth Y/Y Member Growth Ranking Median Y/Y Loan Growth Y/Y Loan Growth Ranking
AK 6.90% 15 9.10% 6 4.30% 1 9.40% 4
AL 5% 32 6% 29 0.10% 17 2.50% 43
AR 5.40% 30 5.30% 36 -1.10% 46 5% 28
AZ 8.70% 2 10.20% 2 1.40% 8 9.40% 4
CA 5.60% 28 7% 20 0% 21 7.30% 14
CO 5.90% 23 6.30% 28 -0.10% 28 7.40% 12
CT 4.60% 37 5% 42 -0.90% 43 2.90% 38
DC 4.10% 46 5.70% 32 -0.10% 28 6.90% 17
DE 2.40% 54 4.10% 52 -1.30% 49 -3.20% 54
FL 7.60% 8 8.90% 8 0.20% 15 9.60% 3
GA 6.90% 15 7.70% 14 -0.50% 37 7% 15
GU 5% 32 5.80% 30 4.20% 2 9.10% 6
HI 4.30% 43 5.70% 32 0.10% 17 4% 31
IA 3.90% 51 3.90% 53 0% 21 6.90% 17
ID 11.40% 1 12.40% 1 3.10% 4 17% 1
IL 5% 32 4.80% 43 -0.80% 40 2.70% 40
IN 5.40% 30 5.30% 36 0.10% 17 5.50% 25
KS 4.70% 36 5.50% 35 -0.10% 28 5.70% 23
KY 4.50% 40 4.50% 46 -0.30% 34 5.60% 24
LA 4.20% 45 4.80% 43 -0.50% 37 2.70% 40
MA 4% 49 5.70% 32 -1.10% 46 1.10% 49
MD 4.30% 43 5.10% 39 -0.90% 43 2.50% 43
ME 7% 14 7.20% 18 0.90% 11 5.80% 22
MI 5.50% 29 6.50% 24 -0.20% 31 7.40% 12
MN 7.20% 12 8% 13 0.80% 12 6.30% 19
MO 5.90% 23 6.40% 25 0% 21 8.40% 9
MS 4.10% 46 4.50% 46 1.10% 9 5.10% 27
MT 7.60% 8 8.10% 12 -0.20% 31 3% 37
NC 6.70% 18 7.70% 14 -0.40% 36 5.30% 26
ND 7.10% 13 7.20% 18 -0.80% 40 2.90% 38
NE 4% 49 4.40% 49 -0.20% 31 2.70% 40
NH 5.80% 25 6.40% 25 -0.80% 40 3.60% 33
NJ 3.40% 53 3.20% 54 -2.30% 53 -0.20% 52
NM 6.40% 19 6.90% 21 2% 7 3.80% 32
NV 8.10% 5 10% 3 0.60% 14 0.40% 50
NY 4.60% 37 4.60% 45 -0.90% 43 1.90% 46
OH 4.40% 42 5.10% 39 -1.50% 50 1.90% 46
OK 4.80% 35 5.10% 39 0% 21 5% 28
OR 7.30% 11 7.60% 16 0.80% 12 9% 7
PA 3.70% 52 4.20% 51 -1.60% 51 1.30% 48
PR 6.90% 15 9.80% 4 -2.70% 54 -0.10% 51
RI 6.10% 21 7.50% 17 -1.90% 52 3.40% 35
SC 5.70% 27 5.80% 30 0% 21 4.30% 30
SD 8.70% 2 8.20% 10 2.20% 5 6% 21
TN 6% 22 6.90% 21 0.10% 17 6.10% 20
TX 4.50% 40 4.30% 50 -0.30% 34 3.60% 33
UT 7.80% 7 8.60% 9 1% 10 8.60% 8
VA 4.60% 37 5.20% 38 -1.10% 46 3.30% 36
VI 8.50% 4 9.30% 5 2.10% 6 -1.50% 53
VT 6.30% 20 6.70% 23 0% 21 7% 15
WA 8% 6 9.10% 6 0.20% 15 8.40% 9
WI 5.80% 25 6.40% 25 0% 21 7.60% 11
WV 4.10% 46 4.50% 46 -0.50% 37 2.20% 45
WY 7.60% 8 8.20% 10 3.30% 3 13.70% 2

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Data for NCUA Quarterly Review - Credit Union Indicators Summary
State / Territory Median Total Delinquency Rate (bps) Total Delinquency Ranking Median Loan to Share Ratio Loan to Share Ratio Ranking Median Annualized YTD ROAA (bps) Annualized YTD ROAA Ranking Share of FICUs with Positive YTD Net Income Share of FICUs with Positive YTD Net Income Ranking
AK 36 35 64% 10 41 29 100% 1
AL 37 38 51% 41 29 39 72% 42
AR 44 43 62% 16 58 13 76% 32
AZ 21 11 59% 23 50 21 84% 17
CA 19 6 57% 27 32 34 74% 37
CO 22 12 64% 10 32 34 76% 32
CT 32 31 44% 49 72 6 86% 13
DC 27 20 47% 48 17 51 56% 54
DE 53 49 39% 52 22 48 76% 32
FL 20 8 58% 25 45 25 82% 21
GA 29 23 60% 22 43 27 79% 25
GU 32 31 76% 3 42 28 100% 1
HI 25 15 41% 51 37 32 79% 25
IA 31 28 67% 7 28 41 76% 32
ID 22 12 77% 1 83 1 91% 8
IL 29 23 49% 44 44 26 80% 23
IN 34 34 54% 36 64 9 85% 15
KS 52 47 57% 27 27 44 69% 46
KY 36 35 55% 33 34 33 78% 28
LA 56 51 56% 31 52 18 74% 37
MA 25 15 55% 33 22 48 71% 43
MD 51 46 56% 31 15 52 61% 52
ME 22 12 67% 7 55 16 90% 10
MI 30 26 57% 27 46 23 84% 17
MN 20 8 63% 12 62 11 94% 4
MO 26 18 63% 12 25 45 67% 47
MS 58 52 49% 44 56 15 73% 40
MT 16 4 54% 36 30 38 62% 51
NC 53 49 61% 19 57 14 67% 47
ND 7 1 53% 40 28 41 75% 36
NE 33 33 54% 36 14 54 64% 49
NH 10 2 57% 27 32 34 71% 43
NJ 81 53 37% 53 39 30 73% 40
NM 36 35 62% 16 75 4 88% 12
NV 28 21 54% 36 51 19 90% 10
NY 39 39 50% 42 51 19 79% 25
OH 31 28 50% 42 20 50 70% 45
OK 30 26 61% 19 78 3 84% 17
OR 20 8 63% 12 70 7 94% 4
PA 43 42 42% 50 15 52 64% 49
PR 40 40 49% 44 28 41 100% 1
RI 18 5 59% 23 62 11 78% 28
SC 28 21 61% 19 46 23 84% 17
SD 26 18 58% 25 80 2 94% 4
TN 25 15 63% 12 38 31 78% 28
TX 29 23 62% 16 74 5 85% 15
UT 10 2 76% 3 67 8 86% 13
VA 52 47 55% 33 25 45 74% 37
VI 154 54 24% 54 25 45 60% 53
VT 47 44 74% 5 50 21 94% 4
WA 19 6 65% 9 54 17 91% 8
WI 31 28 71% 6 29 39 80% 23
WV 48 45 48% 47 31 37 77% 31
WY 42 41 77% 1 63 10 82% 21

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United States

  • Median Y/Y Asset Growth (%)—Level: 5.2%
  • Median Y/Y Deposit Growth (%)—Level: 5.7%
  • Median Y/Y Member Growth (%)—Level: -0.4%
  • Median Y/Y Loan Growth (%)—Level: 4.6%
  • Median Total Delinquency Rate (bps)—Level: 31 bsp
  • Median Loan to Share Ratio (%)—Level: 56%
  • Median Annualized YTD ROAA (bps)—Level: 42 bps
  • Share of FICUs with Positive YTD Net Income (%)—Level: 77%

Economic Indicators Summary Table

Data for NCUA Quarterly Review - Economic Indicators Summary
State / Territory Unemployment Rate Unemployment Rank Change in Unemployment Rate Change in Unemployment Ranking
AK 4.90% 47 -2.10% 15
AL 2.90% 13 -0.80% 48
AR 3.10% 16 -1.50% 33
AZ 3.30% 20 -2.50% 6
CA 4.80% 46 -3.60% 2
CO 3.70% 28 -2.40% 9
CT 4.60% 42 -2.40% 8
DC 6% 51 -0.60% 52
DE 4.50% 41 -1.30% 37
FL 3.20% 18 -2.20% 11
GA 3.10% 16 -1.30% 35
GU N/A N/A N/A N/A
HI 4.10% 32 -2.50% 6
IA 3.30% 20 -1.10% 43
ID 2.70% 10 -1.20% 39
IL 4.70% 45 -2% 16
IN 2.20% 3 -2% 16
KS 2.40% 5 -1.10% 45
KY 4% 31 -0.70% 49
LA 4.20% 35 -1.90% 21
MA 4.30% 38 -2.10% 14
MD 4.60% 42 -1.10% 43
ME 3.60% 26 -1.20% 39
MI 4.40% 39 -1.80% 23
MN 2.50% 7 -1.20% 38
MO 3.60% 26 -1.20% 39
MS 4.20% 35 -2.20% 11
MT 2.30% 4 -1.30% 35
NC 3.50% 25 -1.70% 24
ND 2.90% 13 -1.40% 34
NE 2% 1 -0.60% 51
NH 2.40% 5 -1.50% 30
NJ 4.20% 35 -2.70% 4
NM 5.30% 50 -1.90% 20
NV 5% 49 -4.20% 1
NY 4.60% 42 -3.30% 3
OH 4.10% 32 -1.60% 28
OK 2.70% 10 -2% 16
OR 3.80% 30 -2.30% 10
PA 4.90% 47 -2.20% 13
PR 6.50% 52 -1.70% 27
RI 3.40% 22 -2.60% 5
SC 3.40% 22 -0.90% 47
SD 2.50% 7 -0.70% 49
TN 3.20% 18 -1.70% 24
TX 4.40% 39 -2% 16
UT 2% 1 -1% 46
VA 3% 15 -1.50% 30
VI N/A N/A N/A N/A
VT 2.60% 9 -1.20% 39
WA 4.10% 32 -1.70% 24
WI 2.80% 12 -1.50% 30
WV 3.70% 28 -1.90% 21
WY 3.40% 22 -1.60% 29

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Data for NCUA Quarterly Review - Economic Indicators Summary
State / Territory Change in House Prices Since National Peak Prior to 2007-2009 Recession Change in House Prices Since National Peak Prior to 2007-2009 Recession Ranking Y/Y Change in House Prices Y/Y Change in House Prices Ranking
AK 44.70% 43 10.50% 49
AL 60.60% 29 19.70% 18
AR 59.50% 33 19.20% 19
AZ 67.60% 23 27.50% 2
CA 50.60% 38 20% 16
CO 148.10% 1 21.60% 14
CT 20.20% 51 13.50% 42
DC 98.40% 8 6.60% 51
DE 29.70% 47 13% 44
FL 59.90% 32 29.80% 1
GA 81.10% 15 22.10% 11
GU N/A N/A N/A N/A
HI 64.50% 27 22.70% 9
IA 60.10% 31 12.50% 47
ID 134.90% 2 25.50% 5
IL 21.80% 50 13% 45
IN 78.90% 16 15.70% 31
KS 71.60% 20 16.30% 29
KY 74.10% 19 16.80% 25
LA 49% 40 12.30% 48
MA 68% 22 14.80% 38
MD 22.90% 49 13.10% 43
ME 76.50% 17 22% 12
MI 70% 21 16.10% 30
MN 53.50% 37 12.70% 46
MO 64.80% 26 16.50% 28
MS 40.40% 46 16.70% 26
MT 107.80% 6 25.20% 6
NC 86.30% 11 23.40% 8
ND 87.20% 10 10.40% 50
NE 84.20% 12 14.60% 39
NH 66.60% 24 21.20% 15
NJ 29.20% 48 15.10% 35
NM 42.60% 45 15% 36
NV 49.40% 39 25% 7
NY 54.50% 36 14.40% 41
OH 64.90% 25 15.30% 32
OK 74.80% 18 17.60% 23
OR 84.20% 13 18% 22
PA 55.10% 35 14.50% 40
PR 0.30% 52 0% 52
RI 47.50% 41 16.70% 27
SC 82.90% 14 22.70% 10
SD 96.70% 9 18.30% 20
TN 109.70% 5 25.80% 4
TX 122% 4 19.80% 17
UT 127.40% 3 26.80% 3
VA 43% 44 15.10% 34
VI N/A N/A N/A N/A
VT 57.20% 34 18.10% 21
WA 105.70% 7 21.70% 13
WI 60.60% 28 15.20% 33
WV 46.80% 42 14.80% 37
WY 60.50% 30 16.90% 24

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United States

  • Unemployment Rate, End of Quarter (%)—Level: 3.6%

  • Y/Y Change in Unemployment Rate (percentage points)—Level: -2.4%

  • Change in House Prices Since National Peak Prior to 2007-2009 Recession (%)—Level: 67.8%

  • Y/Y Change in House Prices (%)—Level: 18.7% 

Sources: Bureau of Labor Statistics, Federal Housing Finance Agency

Last modified on
01/12/23