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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.

2023 Pilot Grant Awardees

Credit Union Name	City	State	Project Title	Impact Through Innovation Focus Areas	Amount Approved
CBC Federal Credit Union	Oxnard	CA	CBC's Emergency Savings Account (ESA) Program	Partnering with Fintechs	$100,000.00
Greenstate Credit Union	North Liberty	IA	Helping Originate Minority Equity (HOME) Loan and Grant Program	Affordable Housing	$100,000.00
ELGA Credit Union	Grand Blanc	MI	ELGA Credit Union’s Mobile Banking Branch for Banking Deserts in Flint, MI	Banking Deserts	$100,000.00
True Community Credit Union	Jackson	MI	Residential Energy Efficiency Loans Based on the Ability-to-Pay for the Credit Invisible	Reaching Credit Invisibles	$100,000.00

Last modified on

11/14/23