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Share Insurance Fund Overview

​​​The National Credit Union Share Insurance Fund is the federal fund created by Congress in 1970 to insure member's deposits in federally insured credit unions. Administered by the National Credit Union Administration, provides members with at least $250,000 of insurance at a federally insured credit union. The Share Insurance Fund is backed by the full faith and credit of the United States. Credit union members have never lost a penny of insured savings at a federally insured credit union.  

The Share Insurance Fund maintains at or near 1.30 percent of federally insured credit union deposits. By law, federally insured credit unions maintain one percent of their deposits in the Share Insurance Fund, and the NCUA Board can levy a premium if necessary.

Share Insurance Toolkits for Credit Unions
This toolkit contains a variety of helpful resources for credit unions about NCUA's Share Insurance Fund Program.

Share Insurance Signs and Downloadable Graphics

Generally, NCUA regulation Part 740 states each insured credit union must display the official Share Insurance Fund signs where insured account funds or deposits are normally received, including on its website where it accepts deposits or opens account.

Insured credit unions may vary the font sizes from that depicted on the official sign, but the required text must be readable. NCUA Regulations require each insured credit union to include the official advertising statement in all of its advertisements, including on its main website.

Downloadable Share Insurance Grap​hics

Order Share Insurance Fund signs by completing our publications order form

Share Insurance Fund Financial Statements