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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.

Appendix B: Examples of Incidents that Likely Would Not Qualify as Reportable Cyber Incidents

Phishing e-mail caught by spam filters not acted upon by employees.
Unsuccessful login attempts without evidence of an unauthorized access.
Short-term minor system outages due to technical issues.
Malware detected and removed by antivirus software without causing harm.
Isolated incidents of fraud not involving cyberattacks.
Lost paper copies of member statements.¹
Security incidents involving only non-sensitive or public information.
Denial of service attack with minimal impact on service availability.
Password reset attempts without evidence of unauthorized access.
Suspicious emails reported by employees but not leading to compromise.
Failed social engineering attempt without any impact.
Employee’s unauthorized use of non-critical software without data access or exfiltration.
Isolated incidents of a misdirected email with no significant impact.
Isolated incidents of accidental disclosure, with no significant impact.
Loss of availability due to a physical event, such as a natural disaster.²

¹ Appendix B to Part 748. Federally insured credit unions would use the reporting guidelines in Appendix B to part 748.

² Catastrophic Act Reporting. Federally insured credit unions are required to notify the NCUA within five business days of any catastrophic act occurring at its office(s).

Last modified on

08/14/23