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Member Business Lending


Under NCUA's member business lending (MBL) rule, the NCUA Board may exempt federally insured, state-chartered credit unions from compliance with the NCUA MBL rule if the Board determines the state has developed an MBL rule that minimizes risk and accomplishes the overall objectives of NCUA's rule.12 CFR 723.20. There are seven state MBL rules currently approved. Cites and links to each of these rules are set forth below:

To receive NCUA’s approval, a state supervisory authority must submit its rule to the NCUA regional office. After reviewing the rule, the region will forward the request to the NCUA Board for a final determination.