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Grants and Loans

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The National Credit Union Administration's Grant and Loan Program (also known as the Community Development Revolving Loan fund), which was established by Congress, makes Grants and Loans to low-income designated credit unions. The Community Development Revolving Loan Fund for Credit Unions (the “CDRLF”) was established by an act of Congress (Public Law 96-123, November 20, 1979) to stimulate economic development in low-income communities. The grants and loans program consists of Congressional appropriations that are administered by the Office of Small Credit Union Initiatives (OSCUI).

A low-income designated credit union is one that is: a) federally-chartered and designated as a "low-income" credit union (LICU) as set forth in Section 701.34 of NCUA's Rules and Regulations; or b) state-chartered with an equivalent low-income designation from its respective state supervisory authority (SSA) and concurrence from NCUA.

 

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Have more questions about our Grants and Loans program?  Email us at OSCUIApps@ncua.gov. For information about our other programs and services Contact Us.

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Check out our new online tool, the Credit Union Service Provider portal or CUSP. The CUSP portal is free and provides information about registered vendors that can help you research service providers. The portal will not offer reviews or endorsements. Vendors register through the federal government's System for Award Managment database to participate in CUSP.

To get to the CUSP portal or to see how to register as a vendor, visit our CUSP page.



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