Protecting credit unions and the consumers who own them through effective regulation
The mission of the NCUA is to facilitate the availability of credit union services to all eligible consumers, especially those of modest means, through a safe and sound credit union system.
In this section, you can find credit unions and research general and financial information. Other statistics, data, and reports include the archived Quarterly Call Reports, Financial Performance Reports, and Share Insurance Queries.
Find and research specific credit unions; locate educational resources on financial literacy, privacy, and identity protection; and read about the regulations that govern credit unions and corporate credit unions.
This section details the laws and regulations that govern NCUA-insured credit unions. Here you can access current and proposed regulations, regulatory alerts and policy statements, as well as guides, manuals and forms.
View the latest news, media and events at NCUA, including newsletters, speeches, and press releases.
Home > Credit Union Resources and Information > For Credit Unions > S.A.F.E Act
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) mandates a federal registry for credit unions and their employees who are "mortgage loan originators" (MLOs). Below are related links for your reference.
Consumer Financial Protection Bureau Interim Final Rule (SAFE Act - Regulation G)
Federal Financial Institutions Examination Council Website
Final NCUA Regulation
Final NCUA Regulation - Correction
Finding your Credit Union's RSSD Number
Frequently Asked Questions (FAQs)
Legal Opinion Letters
09-1018 - Notice of Exemption Requirement in North Carolina Mortgage Lending Act (12/09/2009) 08-0843 - Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (10/03/2008)
09-1018 - Notice of Exemption Requirement in North Carolina Mortgage Lending Act (12/09/2009)
08-0843 - Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (10/03/2008)
Letter to Credit Unions
10-CU-13 – Compliance Deadline for S.A.F.E. Act (August 2010)
Memorandums Of Understanding (For Privately Insured Credit Unions)
NMLS and Registry Resource Center
NMLS Guidance for Registering Institutions
Press Releases