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Consumer Compliance Regulatory Resources



This webpage presents information about compliance with consumer lending and deposit laws and regulations, including those arising out of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The webpage provides access to NCUA Regulatory Alerts, Supervisory Letters, webinars and quick reference guides, as well as to Consumer Financial Protection Bureau rules and compliance guides and other federal resources.  Direct any questions to the Division of Consumer Compliance Policy and Outreach in NCUA's Office of Consumer Protection at


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Dodd-Frank Act Mortgage Lending Resources

EFFECTIVE DATE UPDATE: CFPB has delayed the effective date of the TILA-RESPA Integrated Disclosure Rule from Aug. 1, 2015, until Oct. 3, 2015, through a notice available here. All references to the Aug. 1, 2015, effective date should be read to mean Oct. 3, 2015. Please note the new disclosures may not be used for applications received before the new effective date.

Flood Insurance Resources

Fair Lending Compliance Resources

Consumer Credit Resources

Service Member Lending and Credit Resources

Deposit Resources

Additional Consumer Compliance Resources

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CFPB Guidance Documents (New)

CFPB Dodd-Frank Mortgage Rules Readiness Guide version 4.0 (September 2015) (New)

CFPB Owning a Home Tools and Resources (New)

CFPB Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z) (Effective Jan. 1, 2016) (New)

CFPB Truth in Lending (Regulation Z) Annual Threshold Adjustments (CARD Act, HOEPA and ATR/QM) (effective June 1, 2015) (New)

CFPB Question Index – Outlook Live Webinars on TILA-RESPA Integrated Disclosure (New)

CFPB Provides Guidance About Private Mortgage Insurance Cancellation and Termination (Aug. 4, 2015) (New)

NCUA Fair Lending and HMDA Compliance Webinar Questions and Answers (New)

CFPB Proposing Delay of TILA-RESPA Integrated Disclosure Rule (New)

CFPB Fact Sheet “Will the new mortgage disclosures delay my closing?

CFPB Bulletin 2015-02—Section 8 Housing Choice Voucher Homeownership Program ​

CFPB TILA-RESPA Integrated Disclosure Rule Webinar Part 5 (May 26, 2015) (New)

CFPB RESPA Special Information Booklet, Your Home Loan Toolkit (Issued March 2015

CFPB RESPA Special Information Booklet, Shopping for Your Home Loan (Issued January 2014

NCUA Regulatory Alert 15-RA-03 (March 2015)  

NCUA TILA-RESPA Integrated Disclosures Webinar Presentation Slides (Feb. 11, 2015)

CFPB TILA-RESPA Integrated Disclosure Rule Implementation Webpage  

This webpage contains general information pertaining to consumer compliance resources. Its content is not intended as a source or substitute for legal or other professional advice. Although we take reasonable measures to ensure that the webpage content is accurate and current, we make no express or implied warranty regarding this content. We expressly disclaim all legal liability and responsibility to anyone who uses or accesses this content. If you require professional advice, contact a qualified professional for assistance.