Innovative Mortgages
Non-Conforming Mortgages

Home Ownership Opportunity Program (HOOP).  HOOP is a mortgage program for members who want to purchase a home but have limited funds to cover the down payment and closing costs, marginal or irregular income, overextended credit, and/or past or present credit problems.  The maximum mortgage loan is $150,000.  The member receives extensive budgetary counseling prior to applying for a mortgage loan under this program.