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Legal Opinion Letters

Legal Opinion Letters - 2003

 

​Letter Number ​Subject ​Date
03-0105 ​Credit Enhancements as a Permissible Activity For Credit Union Service Organizations (CUSOs) ​02/06/2003
​03-0106 ​Election Procedures ​02/06/2003
03-0130 ​Hiring of FCU Director as Part-Time Employee ​04/16/2003
03-0146 ​Preemption of Minnesota State Law Restricting Advertising ​03/12/2004
03-0147 ​Insurance Coverage for “Transferable Shares" ​04/09/2003
03-0157 ​Purchase and Safekeeping of Certificates of Deposit ​04/17/2003
​03-0165 ​Applicability of the District of Columbia (D.C.) Home Loan Protection Act of 2002 to Federal Credit Unions ​05/23/2003
03-0232 ​Share Account Overdrafts – 12 C.F.R. §701.21(c)(3) ​04/22/2003
​03-0308 ​Investment Advice and Financial Counseling ​05/01/2003
03-0315 ​Permissible Activities For Credit Union Service Organizations (CUSOs) ​05/20/2003
03-0356 ​Permissibility of Self-Funded Short-Term Disability Plan ​05/20/2003
​03-0382 ​Long Term Care Insurance Benefit for Officials ​07/10/2003
03-0412 ​NCUA Preemption of the Georgia Fair Lending Act ​11/10/2003
​03-0413 ​Payable-on-Death Accounts ​05/20/2003
​03-0430 ​Construction and Development Member Business Loans (MBLs) ​09/25/2003
03-0508 ​Treatment of Participations with Retained Subordinated Interests ​06/17/2003
​03-0510 ​Secrecy of Member Ballot in Federal Credit Union Elections ​07/30/2003
​03-0512 ​Funding Employee Benefit Obligations With Life Insurance ​02/27/2004
03-0538 ​Real Estate Settlement Services as a Permissible CUSO Activity ​06/17/2003
03-0647 ​Federal Credit Union (FCU) and Credit Union Service Organization (CUSO) Participation in New Markets Tax Credits Program ​07/29/2003
03-0736 ​Providing Investment Service to Nonmembers ​01/19/2005
03-0747 ​Guardianship Account at FCUs ​08/21/2003
03-0750 ​Mailing of Member Statements in Single Envelope per Household ​08/28/2003
​03-0817 ​Membership Eligibility of Charitable Remainder Unitrust ​09/09/2003
​03-0819 ​Participation in California Worker's Compensation Self Insured Group ​11/18/2003
03-0821 ​Field of Membership Issues for Department of Homeland Security (DHS) ​10/14/2003
03-0822 ​Safekeeping Agreement - Compliance with Part 703 ​08/21/2003
​03-0839 ​Investment in Portions of Loans Guaranteed by U.S. Department of Agriculture ​12/04/2003
​03-0855 ​Louisiana Statute Governing Inactive Accounts ​11/21/2003
​03-0905 ​Texas Debt Collection Law ​11/26/2003
03-0908 ​Payroll Cards ​09/10/2003
03-0911 ​Small Business Administration (SBA) Loans Originated by Federal Credit Union ( letter with enclosures, letter only ) ​05/20/2004
03-0929 ​Fidelity Bond Removal's Effect on Director's Service ​09/30/2003
03-0934 ​Maturities for Loans Secured by Manufactured Homes ​11/17/2003
03-0947 ​Insurance Coverage for Revocable Trust Account ​12/17/2003
03-0964 ​Individual Taxpayer Identification and Matricula Consular Numbers for Credit Reporting Purposes ​12/09/2003
03-1011 ​Credit Union Participation in Bid Allegheny Program ​12/02/2003
​03-1020 ​Preemption of Fee Limitations on Debt Cancellation Products ​01/28/2004
​03-1039 ​Debt Cancellation Agreements ​01/28/2004
03-1053 ​Federal Credit Union (FCU) Officials' Use of Business Equipment ​12/03/2003
​03-1106 ​New Jersey Homeownership Security Act of 2002 ​01/28/2004
​03-1119 ​Tracking Late Fees ​03/12/2004
03-1048 ​Secrecy of Member Ballot in Federal Credit Union (FCU) Elections 0​3/12/2004
03-1147 ​Prepayment Penalties - Waiver of Settlement Fees ​02/19/2004
03-1242 ​NCUA Preemption of the Georgia Fair Lending Act ​03/12/2004
 

 

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